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Along with points for everyday spending, you’ll be rewarded for dining, groceries, streaming services, and gas, with a long 0% intro rate for purchases and balance transfers. You’ll also get a solid intro bonus, which isn’t a bad deal on a card without an annual fee.
Spending Rewards |
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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 Billing cycles |
Regular Balance Transfer APR | 14.99% - 23.99%* Variable |
Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | n/a |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.99% |
Cash Advance Fee | N/A |
U.S. Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Altitude Go Visa Signature card offers a decent signup bonus, a great intro rate for purchases and balance transfers, and rewards you for general spending.
This card earns 4X points per dollar spent on dining, whether you’re eating in or grabbing takeout. You’ll get 2X points per dollar spent at grocery stores, streaming services, and gas stations.
You’ll also receive an annual $15 streaming services credit, good for services like Netflix, Spotify, or Pandora music.
This card has no annual fee.