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State Farm Business Cash Rewards Visa Signature® Card

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State Farm offers a Visa business card with exclusive insurance payment rewards, software credits, and a long 0% intro period for both purchases and balance transfers.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99%–22.99% Variable
Intro Balance Transfer APR: 0% for 12 billing cycles
Intro Purchase APR: 0% for 12 billing cycles

State Farm Business Cash Rewards Visa Signature® Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 3% cash back for:
    • Insurance premium payments (up to $4,000 spent annually)
    • Gas stations
    • Cell phone service providers
    • Office supply stores
    • Restaurants
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 billing cycles
Regular Balance Transfer APR 13.99%–22.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR 28.99% Variable
Late Fee $40
Returned Payment Fee $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
State Farm Business Cash Rewards Visa Signature® Card


  • 3% cash back on insurance premium payments (up to $4,000 spent annually), at gas stations. cell phone service providers, office supply stores, and restaurants
  • 0% introductory purchase and balance transfer APR for 12 billing cycles, then your rates will be 13.99%–22.99% Variable
  • $100 annual software subscription credit
  • Cell phone protection
  • Auto rental collision damage waiver
  • Purchase security
  • Extended warranty protection
  • No annual fee

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-285-8585 or

Try a different phone number
See all Issuer Cards

The State Farm Business Cash Rewards Visa Signature Card comes with a handful of benefits, unique cash back rewards, and annual credits towards software purchases.

Benefits for this card include cell phone protection, auto rental collision damage waiver, purchase security, and extended warranty protection.

This card also comes with a 0% introductory purchase and balance transfer APR for 12 billing cycles, then your rates will be 13.99%–22.99% Variable.

After 11 consecutive months of software subscription purchases, you’ll get a $100 software statement credit.

This card has no annual fee.

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