SKYPASS Visa Secured Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This is a rare airline secured card, which requires a deposit of $300 to $5,000 upon approval. You’ll earn points for every purchase, and can check your VantageScore credit score from TransUnion for free. You may be offered an upgrade to an unsecured credit card after 12 months of responsible card management and credit building.
Highlights & Features
Rewards
- 1X mile per dollar spent on all purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 20.99% |
| Cash Advance Fee | 4%, $5 minimum |
SKYPASS Visa Secured Card
Highlights
- 1X mile per dollar spent on all purchases
- There is no limit to the amount of miles you can earn
- 5,000 bonus miles after first card purchase
- 1,000 bonus miles upon card renewal
- Free VantageScore credit score from TransUnion
- Credit limit from $300–$5,000
- $50 annual fee
- Bilingual customer service
ABOUT THE ISSUER
U.S. Bank
U.S. Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe SKYPASS Visa Secured Card is a secured credit card, meaning that you need put down a deposit before you can get a credit line with this card. Your deposit will be equal to your credit limit and you can put down anywhere from $300 to $5,000.
Along with 1X mile per dollar for every purchase, you’ll also get 5,000 bonus miles after your first use of this card, and another 1,000 bonus miles every year after you decide to renew your card.
You’ll have a $50 annual fee, and you can check your VantageScore credit score from TransUnion for free.
After 12 months of responsible card management and building credit, you may be offered an unsecured credit card from U.S. Bank.
