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REI Co-op Mastercard®

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 10.99%-22.99% (Variable)

REI Co-op Mastercard®

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features


  • Earn 5% back for every $1 spent at REI
  • Earn 1% back for every $1 spent on all other purchases



Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 10.99%-22.99% (Variable)
Balance Transfer Fee 3%; Min:$5


Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 23.99% (Variable)
  • Cash Advance Fee: 4%; Min:$5

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-734-9737 or

Try a different phone number
See all Issuer Cards
REI Co-op Mastercard®


  • Earn 5% back for every $1 spent at REI
  • Earn 3% back for every $1 spent on groceries until 3/31/16
  • Earn 1% back for every $1 spent on all other purchases

The REI Co-op Mastercard® is for you if you shop at REI frequently. You’ll earn points for purchases at REI, groceries, and everyday purchases.