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REI Co-op Mastercard®

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This cash back Mastercard is designed for lovers of the outdoors who often shop at REI, offering 5% back on every REI purchase and 2% back for mobile wallet purchases.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 12.49%–24.49% Variable

REI Co-op Mastercard®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • Earn 5% back for every $1 spent at REI
  • Earn 1% back for every $1 spent on all other purchases
Introductory Bonus
  • None

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 12.49%–24.49% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee 4%, $5 minimum
How to Get a Cash Advance with a Credit Card
REI Co-op Mastercard®


  • Earn 5% back for every $1 spent at REI
  • Earn 3% back for every $1 spent on groceries until 3/31/16
  • Earn 1% back for every $1 spent on all other purchases

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-734-9737 or

Try a different phone number
See all Issuer Cards

The REI Co-op Mastercard® could be for you if you shop at REI frequently. You’ll earn cash back for purchases at REI, groceries, and everyday expenses.

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