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Ralphs Rewards World Mastercard®

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 13.99%-23.99% (Variable)
Intro Balance Transfer APR: 0% for 9 months

Ralphs Rewards World Mastercard®

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

INTRODUCTORY BONUS

None

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 9 months
Regular Balance Transfer APR 13.99%-23.99% (Variable)
Balance Transfer Fee 4%; Min:$10

Fees

Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 2.8%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.24% (Variable)
  • Cash Advance Fee: 4%; Min:$10
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-258-5718 or

Try a different phone number
See all Issuer Cards
Ralphs Rewards World Mastercard®

Highlights

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

The Ralphs Rewards World Mastercard® is a good card if you shop at Ralphs frequently. You’ll earn rewards for making purchases and get some good benefits.