Skip to content

Polaris® Visa® Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 15.99%–24.99% Variable
Intro Balance Transfer APR: 0% for 6 billing cycles
Intro Purchase APR: 0% for 6 billing cycles

Polaris® Visa® Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X points per dollar spent at:
    • Polaris dealerships
    • Gas stations
  • 1X point per dollar spent on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 billing cycles
Regular Balance Transfer APR 15.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.99% Variable
  • Cash Advance Fee: 4%, $5 minimum
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-855-376-7160 or

Try a different phone number
See all Issuer Cards
Polaris® Visa® Credit Card

Highlights

  • 2X points per dollar spent at Polaris dealerships and gas stations
  • 1X point per dollar spent on all other purchases
  • 0% intro purchase and balance transfer APR for 6 billing cycles, then your rates will be 15.99%–24.99% Variable
  • Once you get 2,500 points, you can redeem for $25 in Polaris Cash
  • $0 annual fee

The Polaris® Visa® Credit Card is a great idea if you are going to make frequent or large purchases at Polaris. You’ll get rewards for purchases and some Visa® benefits.

This card earns 2X points per dollar spent at Polaris dealerships and gas stations, and 1X point per dollar everywhere else you use it.

You’ll also get a 0% intro purchase and balance transfer APR for 6 billing cycles, then your rates will be 15.99%–24.99% Variable.

This card has a $0 annual fee.