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Polaris® Visa® Credit Card

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This card could be good if you’re planning on making large purchases from Polaris, offering a long 0% intro APR period for purchases and balance transfers. Points can be redeemed for Polaris gift cards.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 15.49%–24.49% Variable
Intro Balance Transfer APR: 0% for 6 billing cycles
Intro Purchase APR: 0% for 6 billing cycles

Polaris® Visa® Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 2X points per dollar spent at:
    • Polaris dealerships
    • Gas stations
  • 1X point per dollar spent on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 billing cycles
Regular Balance Transfer APR 15.49%–24.49% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee 4%, $5 minimum
How to Get a Cash Advance with a Credit Card
Polaris® Visa® Credit Card


  • 2X points per dollar spent at Polaris dealerships and gas stations
  • 1X point per dollar spent on all other purchases
  • 0% intro purchase and balance transfer APR for 6 billing cycles, then your rates will be 15.49%–24.49% Variable
  • Once you get 2,500 points, you can redeem for $25 in Polaris Cash
  • $0 annual fee

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-855-376-7160 or

Try a different phone number
See all Issuer Cards

The Polaris® Visa® Credit Card is a great idea if you are going to make frequent or large purchases at Polaris. You’ll get rewards for purchases and some Visa® benefits.

This card earns 2X points per dollar spent at Polaris dealerships and gas stations, and 1X point per dollar everywhere else you use it.

You’ll also get a 0% intro purchase and balance transfer APR for 6 billing cycles, then your rates will be 15.49%–24.49% Variable.

This card has a $0 annual fee.

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