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LATAM Visa® Card

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Formerly named the LANPASS Visa® Card, this is a step down from the LATAM Visa Signature® Card, offering fewer rewards and benefits at a lower annual fee. You’ll get a 10% discount for your first LATAM Airlines purchase each year.

Our rating
Min. credit level: Fair
Annual Fee: $45, $0 first year
Regular APR: 16.99%–23.99% Variable

LATAM Visa® Card

Our rating
Fair Min. credit level
$45, $0 first year Annual Fee
Apply Now

Highlights & Features


  • 1X point per dollar on all purchases
Introductory Bonus
  • 15,000 bonus points after first purchase

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.99%–23.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee 4%, $5 minimum
How to Get a Cash Advance with a Credit Card
LATAM Visa® Card


  • 1X point per dollar spent on all purchases
  • There is no limit to the amount of points you can earn
  • 15,000 bonus points after first card purchase
  • 2,000 bonus points after annual card renewal
  • 10% discount each year on first LATAM Airlines purchase, up to $500
  • $0 introductory annual fee, then $45 per year after that
  • 3% foreign transaction fee

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-274-7200 or

Try a different phone number
See all Issuer Cards
Insider tip

This card was formerly called the LANPASS Visa® Card.

The LATAM Visa Card is a step down from the LATAM Visa Signature® Card, offering less rewards, benefits, and a 3% foreign transaction fee but at a lower annual fee of $0 the first year, and $45 after that. If you apply but aren’t approved for the Visa Signature version, you’ll be considered for this regular Visa version.

This card earns 1X point per dollar on all purchases, and you’ll get 2,000 bonus points each year when you renew your card.

Each year you’ll also get a 10% discount the first time you use your card for a LATAM Airlines purchase.

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