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Formerly named the LANPASS Visa® Card, this is a step down from the LATAM Visa Signature® Card, offering fewer rewards and benefits at a lower annual fee. You’ll get a 10% discount for your first LATAM Airlines purchase each year.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 16.99%–23.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | 4%, $5 minimum |
U.S. Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThis card was formerly called the LANPASS Visa® Card.
The LATAM Visa Card is a step down from the LATAM Visa Signature® Card, offering less rewards, benefits, and a 3% foreign transaction fee but at a lower annual fee of $0 the first year, and $45 after that. If you apply but aren’t approved for the Visa Signature version, you’ll be considered for this regular Visa version.
This card earns 1X point per dollar on all purchases, and you’ll get 2,000 bonus points each year when you renew your card.
Each year you’ll also get a 10% discount the first time you use your card for a LATAM Airlines purchase.