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LATAM Visa® Card

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Formerly named the LANPASS Visa® Card, this is a step down from the LATAM Visa Signature® Card, offering fewer rewards and benefits at a lower annual fee. You’ll get a 10% discount for your first LATAM Airlines purchase each year.

Our rating
Credit range: Fair
Annual Fee: $45, $0 first year
Regular APR: 17.74%–24.74% Variable

LATAM Visa® Card

Our rating
Fair Credit range
$45, $0 first year Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1X point per dollar on all purchases

INTRODUCTORY BONUS

15,000 bonus points after first purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 17.74%–24.74% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.74% Variable
Cash Advance Fee 4%, $5 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

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Credit card issuer's website

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1-800-274-7200 or

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LATAM Visa® Card

Highlights

  • 1X point per dollar spent on all purchases
  • There is no limit to the amount of points you can earn
  • 15,000 bonus points after first card purchase
  • 2,000 bonus points after annual card renewal
  • 10% discount each year on first LATAM Airlines purchase, up to $500
  • $0 introductory annual fee, then $45 per year after that
  • 3% foreign transaction fee
This card was formerly called the LANPASS Visa® Card.

The LATAM Visa Card is a step down from the LATAM Visa Signature® Card, offering less rewards, benefits, and a 3% foreign transaction fee but at a lower annual fee of $0 the first year, and $45 after that. If you apply but aren’t approved for the Visa Signature version, you’ll be considered for this regular Visa version.

This card earns 1X point per dollar on all purchases, and you’ll get 2,000 bonus points each year when you renew your card.

Each year you’ll also get a 10% discount the first time you use your card for a LATAM Airlines purchase.