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The Kroger REWARDS World Mastercard® is designed for anyone who loves Kroger stores and products. You can apply for it online or in-store at the customer service desk.
This rewards credit card replaced the older 1-2-3- Rewards Visa. Kroger grocery stores no longer accept Visa credit cards.
Cardholders earn rewards points on all eligible net purchases at a rate of 3X points per dollar on Kroger Family of Companies Own Brand Products, with 2X points for other purchases from the Kroger Family of Companies (excluding gas stations).
Since each point is only worth 0.5 cents each, you’d be earning a cash back equivalent of 1.5% when spending at the 3X rate, and just 1% when spending at the 2X rate.
You can also get a 25¢ fuel discount for a year at Kroger Family of Companies fuel centers by redeeming 100 fuel points, which are earned when shopping at Kroger and using your Kroger Plus card number.
Points will be automatically redeemed for Rewards Certificates if your account is open and in good standing. Every 1,000 points in this rewards program is equal to $5 in Reward Certificates.
The Kroger REWARDS card has no annual fee. It’s issued by U.S. Bank National Association.
After being approved for this card you can join the Kroger Community Rewards program at krogercommunityrewards.com.