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Kroger REWARDS Prepaid Visa® Card

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This reloadable Visa card comes with a monthly fee, among others, and offers cash back at the Kroger Family of Companies. If you’d prefer Mastercard, you can now select from either when applying.

Our rating
Credit range: No Credit
Annual Fee: $4.95 per month
Regular APR: Not Applicable - Prepaid Debit Card

Kroger REWARDS Prepaid Visa® Card

Our rating
No Credit Credit range
$4.95 per month Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar spent on Kroger Family of Companies Own Brand Products
  • 2X points per dollar spent in the Kroger Family of Companies (excluding fuel centers)
  • 1X point per dollar spent for all other purchases

INTRODUCTORY BONUS

$10 bonus upon the first successful direct deposit

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
Kroger REWARDS Prepaid Visa® Card

Highlights

  • A reloadable prepaid debit card that can be used at Kroger or anywhere Visa cards are accepted
  • 3X points per dollar spent on Kroger Family of Companies Own Brand Products
  • 2X points per dollar spent in the Kroger Family of Companies (excluding fuel centers)
  • 1X point per dollar spent anywhere else
  • $10 bonus after your first successful direct deposit
  • $1.50 in-store card purchase fee, no fee for online signups
  • $4.95 monthly fee
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-701-461-0489 or

Try a different phone number
See all Issuer Cards

The Kroger REWARDS Prepaid Visa Card is a reloadable prepaid debit card, not a credit card. It’s designed for frequent Kroger shoppers, and could be a good alternative if you can’t qualify for the credit card version, the Kroger REWARDS World Mastercard®.

Kroger’s Foods Co. stores don’t accept Visa credit cards at their California locations, and potentially elsewhere, because of their high swipe fees. But they do accept other kinds of Visa cards, like prepaid or debit cards, as well as Mastercard, American Express, and Discover cards.

This card provides 3X points per dollar on Kroger Family of Companies Own Brand Products, and 2X points on other purchases from the Kroger Family of Companies (excluding gas stations). Your points are worth 0.5 cents each, so you’ll be earning a cash back equivalent of 1.5% on Kroger-brand products, and 1% at the Kroger family of stores.

You must scan your prepaid card at checkout to earn rewards on your Kroger grocery store purchases.

You’ll also receive a $10 bonus after your first successful direct deposit to this account.

You can add or reload funds to this card in several different ways, including direct deposit, with cash at the checkout lane, with a Kroger recharge card, or by transferring money from a PayPal or bank account.

See all of the reload methods here.

There are quite a few fees associated with this card. First, you’ll need to pay $1.50 for the card itself when buying it in-store, although there’s no fee if you sign up for the card online. Then you’ll have a monthly fee of $4.95. And there are also other fees to be aware of, like check and cash reload fees.

If you’d prefer a Mastercard, you can now choose Visa or Mastercard when applying.