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Harley-Davidson® Visa® Secured Credit Card

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Designed to help you build credit, this secured card requires a deposit upon approval to fund your credit line. For each purchase, you’ll earn rewards along with one entry into the monthly sweepstakes to win a free Harley.

Our rating
Min. credit level: Bad
Annual Fee: $0
Regular APR: 23.99% Variable

Harley-Davidson® Visa® Secured Credit Card

Our rating
Bad Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 1X H-D Genuine Rewards point per dollar spent on all purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 23.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
Harley-Davidson® Visa® Secured Credit Card


  • 1X H-D Genuine Rewards point per dollar spent on all purchases
  • Redeem 2,500 points for $25 in Harley Chrome® Cash
  • Every single purchase you make earns you one entry into the H-D Visa Free Ride Sweepstakes
  • Get your VantageScore 3.0 credit score for free, based on your TransUnion credit report
  • No annual fee

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The Harley-Davidson Visa Secured Credit Card from U.S. Bank can help you build a solid credit rating while earning exclusive Harley-Davidson rewards. It’s a secured credit card, so your credit line will be equal to the amount of money you deposit when you get your card.

For every purchase you make using your card you’ll get 1X H-D Genuine Rewards point per dollar, as well as one entry into the monthly H-D Visa Free Ride Sweepstakes. So if you use your card at least once a month, you’ll have 12 chances to win a new bike every year.

This card has no annual fee.

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