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U.S. Bank FlexPerks® Travel Rewards® Card

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This travel rewards card offers bonus points based on the category you spend the most on each month, between three categories. Cardholders can also enjoy an airline allowance credit and Visa Signature benefits while traveling and shopping.

Our rating
Credit range: Good
Annual Fee: $49, $0 first year
Regular APR: 15.74%–25.74% Variable

U.S. Bank FlexPerks® Travel Rewards® Card

Our rating
Good Credit range
$49, $0 first year Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X FlexPoints per dollar spent at whichever category you spend the most on each month:
    • Airlines
    • Gas stations
    • Grocery stores
  • 2X FlexPoints per dollar spent on:
    • Cell phone providers
    • Charitable organizations
  • 1X FlexPoint per dollar for all other purchases

INTRODUCTORY BONUS

25,000 bonus FlexPoints for spending $2,000 in the first 4 months (equal to $375 for travel redemptions)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.74%–25.74% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.74% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank FlexPerks® Travel Rewards® Card

Highlights

  • Earn 25,000 enrollment FlexPoints worth $375 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.
  • 2X FlexPoints at gas stations, grocery stores or airlines – whichever you spend the most on each monthly billing cycle, and at most cell phone service providers.
  • 2X FlexPoints for your charitable donations
  • No foreign transaction fees*
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

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The information related to U.S. Bank FlexPerks® Travel Rewards® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card is a solid travel card, offering 2X FlexPoints per dollar for airlines, gas, OR groceries, whichever category you spend the most on each month. Additionally, you’ll get 2X FlexPoints per dollar spent on cellular providers and charity.

You’ll get an introductory bonus of 25,000 FlexPoints for spending $2,000 in the first four months, which is equal to $375 when redeemed for travel.

Cardholders get a variety of benefits, like a $25 airline allowance for baggage and other fees for each redeemed round-trip ticket for air travel. There’s the Visa Signature Luxury Hotel Collection, which offers a $25 food and beverage credit among other perks at eligible hotels. And you’ll also get a Concierge Service, which provides non-emergency assistance for a variety of tasks.

This card has an annual fee of $49, which is waived for the first year.