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U.S. Bank FlexPerks® Select+ American Express® Card

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This simple Amex card offers a decent 0% intro APR period for balance transfers, and you can check your VantageScore credit score from TransUnion for free.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.74%–25.74% Variable
Intro Balance Transfer APR: 0% for 9 billing cycles

U.S. Bank FlexPerks® Select+ American Express® Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1X FlexPoint per dollar spent on all purchases

INTRODUCTORY BONUS

10,000 points when you spend $1,000 in the first 4 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 9 billing cycles
Regular Balance Transfer APR 15.74%–25.74% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.74% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-988-7502 or

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U.S. Bank FlexPerks® Select+ American Express® Card

Highlights

  • Earn 1X FlexPoint per dollar spent on all purchases
  • 10,000 bonus FlexPoints after you spend $1,000 with your card in the first 4 months (worth $150 in travel expenses)
  • 0% introductory balance transfer APR for 9 billing cycles, then your APR rate will be 15.74%–25.74% Variable
  • CONNECT from American Express
  • Free VantageScore® credit score from TransUnion®
  • No blackout dates
  • No annual fee
  • 3% foreign transaction fee

The U.S. Bank FlexPerks® Select+ American Express® Card is an average credit card, offering American Express benefits and rewards for everyday purchases.

This card also comes with a 0% introductory balance transfer APR for 9 billing cycles, then your APR will be 15.74%–25.74% Variable.

This card has no annual fee and a 3% foreign transaction fee.