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U.S. Bank FlexPerks® Business Travel Rewards

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This flexible travel rewards business card earns points in the category you spend the most in, between three categories. If you spend at least $24,000 in net purchases annually, you can get your annual fee and additional card employee fees reimbursed to your account.

The information related to U.S. Bank FlexPerks® Business Travel Rewards has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $55, $0 first year
Regular APR: 12.99%–23.99% Variable

U.S. Bank FlexPerks® Business Travel Rewards

Our rating
Good Min. credit level
$55, $0 first year Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

  • 2X FlexPoints per dollar for the one category you spend the most in each month:
    • Gas stations
    • Office supply stores
    • Airlines
  • 2X FlexPoints per dollar spent on:
    • Most cell phone service providers
    • Qualifying charitable donations
  • 1X  FlexPoint per dollar spent on all other purchases

INTRODUCTORY BONUS

25,000 FlexPoints after spending $2,000 within the first 4 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 12.99%–23.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee $10, $0 first year
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank FlexPerks® Business Travel Rewards

Highlights

(Rates & Fees)
  • Earn 25,000 enrollment FlexPoints worth $375 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.
  • Earn 2X FlexPoints in the category where you spend the most each month-gas stations, office supply stores or airlines, plus on cellular providers.
  • Earn 1 point for every other eligible net dollar spent.
  • $25 Airline Allowance offers reimbursement for up to $25 per round-trip air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade when you use your card.
  • If you spend $24,000 in net purchases annually, your $55 annual fee (plus $10 fee for each employee card) gets credited back to your account.
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-374-7979 or

Try a different phone number
See all Issuer Cards

The U.S. Bank FlexPerks® Business Travel Rewards Card is a good credit card if you’re a frequent flyer or if you’re looking to travel and want to start accumulating points.

You can get 2X FlexPoints per dollar spent on airlines, gas stations OR offices supplies. At the end of each statement month, whichever category you spent the most in is where the 2X points are applied. You’ll also get 2X FlexPoints per dollar spent on cell phone provider services and most charity organizations, and 1X FlexPoint per dollar spent on everything else.

The annual fee for this card is $55, and it’s waived the first year.