Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This flexible travel rewards business card earns points in the category you spend the most in, between three categories. If you spend at least $24,000 in net purchases annually, you can get your annual fee and additional card employee fees reimbursed to your account.
Introductory Bonus |
---|
|
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 12.99%–23.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | 29.99% |
Late Fee | Up to $39 |
Returned Payment Fee | $35 |
Additional Cards Annual Fee | $10, $0 first year |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | 5%, $10 minimum |
U.S. Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe U.S. Bank FlexPerks® Business Travel Rewards Card is a good credit card if you’re a frequent flyer or if you’re looking to travel and want to start accumulating points.
You can get 2X FlexPoints per dollar spent on airlines, gas stations OR offices supplies. At the end of each statement month, whichever category you spent the most in is where the 2X points are applied. You’ll also get 2X FlexPoints per dollar spent on cell phone provider services and most charity organizations, and 1X FlexPoint per dollar spent on everything else.
The annual fee for this card is $55, and it’s waived the first year.
The information related to U.S. Bank FlexPerks® Business Travel Rewards has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.