U.S. Bank FlexPerks® Business Travel Rewards
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
U.S. Bank FlexPerks® Business Travel Rewards
Highlights & Features
(Rates & Fees)Rewards
- 2X FlexPoints per dollar for the one category you spend the most in each month:
- Gas stations
- Office supply stores
- Airlines
- 2X FlexPoints per dollar spent on:
- Most cell phone service providers
- Qualifying charitable donations
- 1X FlexPoint per dollar spent on all other purchases
INTRODUCTORY BONUS
25,000 FlexPoints after spending $2,000 within the first 4 monthsBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | 14.24%-25.24%* Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 29.99% Variable |
| Late Fee | None |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $10 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
- Cash Advance APR: None
- Cash Advance Fee: None
ABOUT THE ISSUER
U.S. Bank
U.S. Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteU.S. Bank FlexPerks® Business Travel Rewards
Highlights
- Earn 25,000 enrollment FlexPoints worth $375 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.
- Earn 2X FlexPoints in the category where you spend the most each month-gas stations, office supply stores or airlines, plus on cellular providers.
- Earn 1 point for every other eligible net dollar spent.
- $25 Airline Allowance offers reimbursement for up to $25 per round-trip air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade when you use your card
- If you spend $24,000 in net purchases annually, your $55 annual fee (plus $10 fee for each employee card) gets credited back to your account
The U.S. Bank FlexPerks® Business Travel Rewards Card is a good credit card if you’re a frequent flyer or if you’re looking to travel and want to start accumulating points.
If you can spend $2,000 in the first four months of opening your account, you’ll be able to snag the signup bonus of 25,000 FlexPoints which is worth $375 for travel expenses.
You can get 2X FlexPoints per dollar spent on airlines, gas stations OR offices supplies. At the end of each statement month, whichever category you spent the most in is where the 2X points are applied. You’ll also get 2X FlexPoints per dollar spent on cell phone provider services and most charity organizations, and 1X FlexPoint per dollar spent on everything else.
The annual fee for this card is $55, and it’s waived the first year.
If you’re looking for a non-business version of this travel card with similar benefits and no annual fee, check out the U.S. Bank FlexPerks® Travel Rewards® Card.
