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A AAA membership is required to apply for this card, and depending on where you live, this card may not be available to you or you may receive a different offer. You’ll get a long 0% intro APR period for purchases and balance transfers, and you can get up to a 40% bonus when you redeem your points for AAA gift cards.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 billing cycles |
Regular Balance Transfer APR | 15.74%–25.74% Variable |
Balance Transfer Fee | 3%, $10 minimum |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | $0 |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 27.74% Variable |
Cash Advance Fee | 5%, $10 minimum |
U.S. Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe AAA Dollars Plus Mastercard is limited to AAA members only.
This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You could be given a different card offer after that.
There’s no annual fee, and no foreign transaction fees.
Cardholders get 3% cash back on eligible AAA and travel purchases, and 2% cash back at gas stations, grocery stores, and drug stores. You’ll also get a 0% intro APR for purchases and balance transfers for 12 billing cycles, then your rates will be 15.74%–25.74% Variable.
A signup bonus of up to 150 AAA Dollars is available:
Each AAA Dollar is worth $1 when redeemed for statement credits. But if you redeem for AAA gift cards you can get up to a 40% bonus. There are four gift card redemption options:
AAA Dollars Redeemed | Value in AAA Gift Cards | Bonus |
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50 | $60 | 20% |
100 | $120 | 20% |
200 | $250 | 25% |
500 | $700 | 40% |
This card is available as either a World Mastercard, with upgraded benefits, or a Platinum Mastercard, with basic benefits. You’ll first be considered for a World Mastercard. If your credit isn’t good enough, you’ll then be considered for a Platinum Mastercard.