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AAA Dollars® Mastercard®

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You’ll need a AAA membership to apply for this card, and depending on your zip code, this card may not be available to you or you may get a different offer. You can take advantage of a 40% bonus when you redeem your points for AAA gift cards, as well as a long 0% intro APR period for purchases and balance transfers.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 15.99%–24.99% Variable
Intro Balance Transfer APR: 0% for 12 billing cycles
Intro Purchase APR: 0% for 12 billing cycles

AAA Dollars® Mastercard®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 1% cash back for every eligible purchase (business-related purchases and activities are not eligible)

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 billing cycles
Regular Balance Transfer APR 15.99%–24.99% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
AAA Dollars® Mastercard®


  • 1% cash back for every qualifying purchase
  • World Mastercard or Platinum Mastercard benefits, depending on creditworthiness
  • 0% intro APR for purchases and balance transfers for 12 billing cycles, then your rates will be 15.99%–24.99% Variable
  • No annual fee

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-4850 or

Try a different phone number
See all Issuer Cards

The AAA Dollars Mastercard is a simple card, limited to AAA members only.

Insider tip

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You might be given a different card offer after that.

It offers just 1% cash back for every purchase you make, provided in the form of AAA Dollars.

Each AAA Dollar is worth $1 when redeemed for statement credits. But if you redeem for AAA gift cards you can get up to a 40% bonus. There are four gift card redemption options:

AAA Dollars Redeemed Value in AAA Gift Cards Bonus
50 $60 20%
100 $120 20%
200 $250 25%
500 $700 40%

This card is available as either a World Mastercard, with upgraded benefits, or a Platinum Mastercard, with basic benefits. You’ll first be considered for a World Mastercard. If your credit isn’t good enough, you’ll then be considered for a Platinum Mastercard.

You’ll also get a 0% intro APR for purchases and balance transfers for 12 billing cycles, then your rates will be 15.99%–24.99% Variable.

This card has no annual fee.

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