U.S. Bank Altitude Reserve Visa Infinite® Card

This is a high-end travel card made of stainless steel. It has a relatively high annual fee, but comes with many benefits not found on cards with lower annual fees.

The Altitude competes with other similar cards on the market, like:

Right now, this card is only available people who have been a U.S. Bank customer for a minimum of 35 days prior to submitting an application. According to the U.S. Bank website, that’s defined as having a “Checking or Savings account, Certificate of Deposit, Mortgage, Home Equity Loan, Home Equity Line of Credit, Auto/Boat/RV Loan, Personal Loans and Lines, Private Banking account or Consumer Credit Card issued by U.S. Bank.”

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Quick View

  • Rewards
    • 3 points per dollar spent on travel
    • 3 points per dollar spent with mobile wallet purchases
    • 1 point per dollar spent on all other purchases
  • Signup Bonus 50,000 bonus points for spending $4,500 in the first 90 days of membership
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.49% Variable
  • Cash Advance APR 24.74% Variable
  • Penalty APR N/A
  • Late Fee Up to $38
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

  • $325 annual travel credit
  • TSA PreCheck and Global Entry application fee reimbursement (every 4 years)
  • Airport lounge access: free year of Priority Pass Select membership. Costs $27 per person per visit, but it’s waived for the first four visits.
  • Airplane Wi-Fi access: 12 passes for Gogo in-flight Wi-Fi sessions per year
  • Benefits at Relais & Chateaux luxury hotels, like room updgrades
  • Benefits at hotels that are part of the Visa Infinite Luxury Hotel Collection, like room upgrades and food and beverage credits
  • Up to 30% off rentals from Silvercar two days or longer
  • 15% off and $30 off your first ride with GroundLink Black Car Service

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