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UNFCU® Elite Visa® Card

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The UNFCU Elite Visa Card earns rewards on groceries, online food delivery services, and at restaurants. For an annual fee of $50, you’ll get valuable benefits like airport lounge access and helpful travel protections.

Our rating
Min. credit level: Good
Annual Fee: $50
Regular APR: 9.90% Variable
Intro Purchase APR: 0% for 6 months

UNFCU® Elite Visa® Card

Our rating
Good Min. credit level
$50 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2X points per dollar spent on:
    • Groceries
    • Restaurants
    • Online food delivery services
  • 1X point per dollar spent on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 9.90% Variable
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee $10
Returned Payment Fee $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 0%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 9.90% Variable
Cash Advance Fee 2%, $5 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • No Foreign Transaction Fee
  • Trip Interruption Insurance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
UNFCU® Elite Visa® Card


  • 2X points per dollar spent on groceries, restaurants, online meal delivery services
  • 1X point per dollar spent on all other purchases
  • 0% intro APR for purchases for 6 months, then your rates will be 9.90% Variable
  • Complimentary Priority Pass Select membership with 5 free visits
  • Concierge services
  • Lock and unlock your card
  • $50 annual fee
  • No foreign transaction fees

United Nations Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-891-2471 or

Try a different phone number

Issued by the United Nations Federal Credit Union (UNFCU), the UNFCU Elite Visa Card offers travel rewards, travel benefits, and travel insurances to cardholders.

You’ll earn 2X points per dollar spent on groceries, restaurants, and online food delivery services such as GrubHub and Seamless. For all other purchases you’ll earn 1X point per dollar.

This card is available to members of the United Nations Federal Credit Union (UNFCU), which is open to employees of the United Nations, UN Specialized Agencies, and their families.

You’ll get a 0% intro APR for purchases for 6 months, then your rates will be 9.90% Variable.

This card has a $50 annual fee.

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