Skip to content

UNFCU® Elite Visa® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Good
Annual Fee: $50
Regular APR: 11.90% Variable
Intro Purchase APR: 0% for 6 months

UNFCU® Elite Visa® Card

Our rating
Good Credit range
$50 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X points per dollar spent on:
    • Groceries
    • Restaurants
    • Online food delivery services
  • 1X point per dollar spent on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 11.90% Variable
Balance Transfer Fee None

Fees

Penalty APR None
Late Fee $10
Returned Payment Fee $25
Additional Cards Annual Fee None
Foreign Transaction Fee 0%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 11.90% Variable
  • Cash Advance Fee: 2%, $5 minimum
ABOUT THE ISSUER

United Nations Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-891-2471 or

Try a different phone number
UNFCU® Elite Visa® Card

Highlights

  • 2X points per dollar spent on groceries, restaurants, online meal delivery services
  • 1X point per dollar spent on all other purchases
  • 0% intro APR for purchases for 6 months, then your rates will be 11.90% Variable
  • Complimentary Priority Pass Select membership with 5 free visits
  • Concierge services
  • Lock and unlock your card
  • $50 annual fee
  • No foreign transaction fees

Issued by the United Nations Federal Credit Union (UNFCU), the UNFCU® Elite Visa® Card offers travel rewards, travel benefits, and travel insurances to cardholders.

You’ll earn 2X points per dollar spent on groceries, restaurants, and online food delivery services such as GrubHub and Seamless. For all other purchases you’ll earn 1X point per dollar.

This card is available to members of the United Nations Federal Credit Union (UNFCU), which is open to employees of the United Nations, UN Specialized Agencies, and their families.

You’ll get a 0% intro APR for purchases for 6 months, then your rates will be 11.90% Variable.

This card has a $50 annual fee.