UNFCU® Elite Visa® Card


For People with
Good Credit

REVIEWS

Reviews

Issued by the United Nations Federal Credit Union (UNFCU), the UNFCU® Elite Visa® Card offers travel rewards, travel benefits, and travel insurances to cardholders.

This card is available to members of the United Nations Federal Credit Union (UNFCU), which is open to employees of the United Nations, UN Specialized Agencies, and their families.

Card Quick Facts

Card Quick Facts

  • Earn 2 points for every $1 spent on groceries and at restaurants
  • Earn 1 point for every $1 spent on all purchases

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X points for every $1 spent on groceries and at restaurants
  • 1X point for every $1 spent on all other purchases

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $50
Additional Cards Annual Fee -
Regular Purchase APR 11.65% Variable
Intro Purchase APR 0% for 6 months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee $10
Returned Payment Fee $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 11.65% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 11.65% Variable
Cash Advance Fee 2%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by Roy
Works first time every timr

I've been a UNFCU Visa Elite card holder for just over 5 years now, having travelled to over 25 countries, mostly small Pacific Island nations, and this card has not let me down. True chip and pin, and only swipe if a chip reader is not available. Every year I let the credit union know where I'll be visiting to avoid any issues.

by Michel Hayes
Ridiculous

I actually spoke with a customer service representative named Lisa who advised me that since I live in Maryland and travel to Washington on a daily basis 12 miles away I need to call Lynn to customer service to let them know I am traveling to a different location to avoid having the card refused. Absolutely amazing! I then inquired if I go 12 miles in the other direction which would be Virginia do I also need to call to let them know I am traveling to Virginia her response was yes it would be a good idea. Obviously this is not a card you want to use if you commute more than 12 miles away from your residence into a different state or vicinity either that or their customer service staff is terribly misinformed. What makes it worse, they advertise this card as their premier card!

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