Ultamate Rewards MasterCard

The Ultamate Rewards MasterCard offers several exclusive benefits at Ulta Beauty.

When you sign up for this card you’ll become an Ultamate Rewards member, which includes 1 point per dollar at Ulta. You’ll also get all the benefits that come with this card, including an extra point per dollar, meaning you’ll get a total of 2 points per $1 at Ulta Beauty.

There’s no annual fee, and you’ll get a 20% discount on your first purchase with the card. You can also use this card outside of Ulta to get 1 point per $1 spent.

Where can I use my Ultamate Rewards MasterCard?

This card can be used anywhere MasterCard is accepted, unlike the Ultamate Rewards Credit Card which can only be used at Ulta Beauty.

Check out how these two cards compare in our Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • 1 extra point for every $1 spent at Ulta Beauty and ulta.com (for a total of 2 points per $1)
    • 1 point for every $3 spent outside of Ulta Beauty
    • Up to 5X point offers for signing up for email updates
    • Points expire 1 year after they are earned
  • Signup Bonus 500 Welcome Bonus Points for spending $500 outside of Ulta Beauty in the first 90 days
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 27.24% *Variable
  • Cash Advance APR 27.24% *Variable
  • Penalty APR See Terms
  • Late Fee Up to $37.00
  • Returned Payment Fee Up to $37.00

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • 20% Off Your First Purchase

    Get a 20% off coupon for your first purchase at Ulta Beauty. Must be opted into Ulta Beauty emails to receive it.

  • Birthday Gift

    Members receive a coupon during their birthday month, which can be redeemed at an Ulta Beauty store for a gift.

  • Member-Exclusive Offers

    Receive up to $75 in exclusive offers each year.

  • Member-Exclusive Magazines

    Receive up to 15 exclusive Ulta magazines each year.

  • Platinum Status

    Spend $450 in one year to earn Platinum Status, which includes a 25% point bonus, no point expiration, and other benefits.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 5 reviews
by Tia
Card Declined

I never even had a chance to use this card, it declines where ever I tried to use it. I spoked to a customer service about it and they told me my account was on hold until a specific date. But even way after that specific date passed I am still unable to use card. I am canceling this card, it is not like I really needed itto begin with.

by Naima
DONT USÉ THIS CARD

If I could give it 0 stars I would. Did not specify clearly enough that the payment time was until 8pm. I called and explained over the phone that I got home late that day and the customer service representative told me that I had a late fee waiver and that next month I would NOT have to worry about the law fee at all. I check my account and the late fee is STILL there so I call again and they tell me that it’s only a $15 waiver (I was told the entire late fee would be covered). So I have one and half late fees to pay. Im shutting down this card. I’ve paid more late fees on this damn card as opposed to actually using it.

by Cin
WORST EVER

Does NOT give large enough cut off time for over phone!!! In teeny tiny print on the BACK of the statement does it say 8pm!! Most reputable cards & banks give you till MIDNIGHT!!! Not this sham. Lower than low!!! APRs they give aren't even on the site, so they jack it up. Sorry excuse for a bank card. What ever you do do NOT GET THIS CARD 💳!!!!!!!

by Angelica gonzalez
Dont get it

Really bad experiences with costumer serviceDont allow payment on the store

by JEN
DONT GET THIS CARD!

WELL MY CARD WAS FRADULENTLY CHARGED WITH DUPLICATE CHARGES AND THE BANK WILL NOT REMOVE HOLD ON MY ACCT, EVEN AFTER SPEAKING WITH SOUTHWEST WHO RAN THE CHARGES WITHOUT MY PERMISSION! BASICALLY I CANT USE MY CARD FOR 10 DAYS AND WILL NOT HAVE THANKSGIVING DINNER DUE TO MY CARD BEING DECLINED AT GROCERY STORE! WAY TO GO COMENITY BANK! CONSUMERS BEWARE! IF YOUR GOIN TO GET A CREDIT CARD THAT TAKES CARE OF THEIR CUSTOMERS THEN GET A CHASE CARD, THEY ACTUALLY CARE AND DONT STAND FOR UNAUTHORIZED CHARGES, THEY TREAT PEOPLE LIKE FAMILY!
DO NOT GET A CARD FROM COMENITY BANK AT ALL, THEY LIE TO YOU AND MAKE FALSE PROMISES TO THEIR CUSTOMERS!
BIGGEST JOKE OF THE CENTURY, I WILL NEVER EVER GET ANOTHER CARD FROM THIS PATHETIC BANK!

The Insider

John Ganotis
Review of the Amazon.com Store Card
John Ganotis | Dec 15, 2017

Read More
John Ganotis
Can You Buy Bitcoin with a Credit Card? Should You?
John Ganotis | Dec 14, 2017

Learn how buying Bitcoin on a credit card impact your credit scores, and what you should look out for. Read this to get those questions answered and more.

Read More
Brendan Harkness
Review of the Deserve Classic, Edu, and Pro Credit Cards
Brendan Harkness | Dec 13, 2017

The Deserve credit cards are designed for people with limited or poor credit, checking your education and future prospects when you apply for them.

Read More