U.S. Bank Secured Visa® Card


For People with
No Credit

REVIEWS

Reviews

The U.S. Bank Secured Visa® Card is great for establishing credit or for repairing poor credit. It gives you the chance to establish a line of credit, practice paying bills on time and stay within the credit limit. To get a line of credit opened, you will need to give U.S. Bank a deposit, which will equal your line of credit.

Card Quick Facts

Card Quick Facts

  • The deposit is used to open a U.S. Bank savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won’t be touched as long as your account remains open and in good standing.
  • Purchases with the U.S. Bank Secured Visa Card are billed to you each month as with any credit card.
  • Payments are not automatically deducted from your savings account. You’re responsible for making at least your minimum payment by the due date.

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

None

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $29
Additional Cards Annual Fee -
Regular Purchase APR 18.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee Up to 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.99% (Variable)
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 23.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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