U.S. Bank Perks+ Visa Signature® Card


For People with
Fair Credit

REVIEWS

Reviews

The U.S. Bank Perks+ Visa Signature® Card is a solid credit card.

It offers 2 points for every $1 spent, Visa Signature benefits, and a 12 month 0% introductory APR on purchases.

Card Quick Facts

Card Quick Facts

  • Earn 2 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn
  • Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn
  • Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.99%-21.99% (Variable)
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee Up to 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months (must be completed within the first 30 days of opening your account)
Regular Balance Transfer APR 11.99%-21.99% (Variable)
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 23.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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