U.S. Bank Perks+ Visa Signature® Card


For People with
Fair Credit

REVIEWS

Reviews

The U.S. Bank Perks+ Visa Signature® Card is a solid credit card.

It offers 2 points for every $1 spent, Visa Signature benefits, and a 12 month 0% introductory APR on purchases.

Card Quick Facts

Card Quick Facts

  • Earn 2 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn
  • Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn
  • Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.99%-21.99% (Variable)
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee Up to 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months (must be completed within the first 30 days of opening your account)
Regular Balance Transfer APR 11.99%-21.99% (Variable)
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 23.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
Chase Sapphire Reserve vs. Preferred: 7 Reasons Why the Reserve Is King
Susan Shain | Jan 22, 2019

Choosing between the Chase Sapphire Reserve vs. Preferred? Here are seven reasons why the Reserve is the better card for frequent travelers.

Read More
Michelle Black
Credit Locks vs. Credit Freezes — What’s the Difference?
Michelle Black | Jan 21, 2019

What's the best way to protect your credit reports from identity thieves? Is a credit freeze or a credit lock the way to go?

Read More
Susan Shain
Here’s the Best Credit Card for Groceries, Plus 6 Runners-Up
Susan Shain | Jan 14, 2019

We combed the fine print to crown the best grocery credit card in all the land. We name six runners-up for different types of grocery shoppers, too.

Read More