U.S. Bank Perks+ Visa Signature® Card

The U.S. Bank Perks+ Visa Signature® Card is a solid credit card.

It offers 2 points for every $1 spent, Visa Signature benefits, and a 12 month 0% introductory APR on purchases.

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  • Rewards
    • Earn 2 points for every $1 spent on gas and groceries
    • Earn 1 point for every $1 spent on all other purchases
    • There is no limit to the amount of points you can earn
    • Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
  • Signup Bonus None
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee Up to 3%
  • Intro Balance Transfer APR 0% for 12 months (must be completed within the first 30 days of opening your account)
  • Regular Balance Transfer APR 11.99%-21.99% (Variable)
  • Cash Advance APR 23.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 24/7 Concierge
  • Luxury Hotel Collection: Perks at eligible luxury hotels. Includes, best available rate, room upgrade, $25 food/beverage voucher, and much more.
  • Travel Discounts & Upgrades: Complimentary discounts and upgrades at top hotels, resorts, and cruise lines.
  • Entertainment Access: Unique venues, preferred seating, two-for-one movies and more.
  • Dining Discounts: Special dining and wine experiences.
  • Exclusive Sporting Events: VIP packages, presale tickets and much more.


  • $0 Fraud Liability Guarantee: Cardholders are not responsible for unauthorized purchases on this card.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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