U.S. Bank Cash+™ Visa Signature® Card

For People with
Excellent Credit



The U.S. Bank Cash+™ Visa Signature® Card allows you to earn up to 5% cash back for your purchases with no limits on your earnings. With no annual fee, you can also earn a $150 bonus after making $500 in eligible net purchases within the first 90 days of opening your account.

Card Quick Facts

Card Quick Facts

  • Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined two categories you choose like Restaurants or Department Stores.
  • Earn 2% cash back on your choice of one everyday category like gas, groceries or drug store purchases.
  • Earn 1% cash back on everything else.
  • Earn a $25 Cash+ Bonus when you redeem $100 or more in a single redemption. Limit of 1 per calendar year.
  • No limit on total cash back earned.

For People with
Excellent Credit



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Card Details



  • 5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose
  • 2% cash back on your choice of one everyday category (like gas or groceries)
  • 1% cash back on everything else
  • Redeem cash back at any time

Introductory Bonus

  • $150 cash bonus for spending $500 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee Up to 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Travel Discounts & Upgrades

    Complimentary discounts and upgrades at top hotels, resorts, and cruise lines.

  • Entertainment Access

    Access to exclusive movie ticket offers at fandango.com/visasignature and special book and music offers.

  • Dining Discounts 

    Special dining and wine experiences.

  • Exclusive Sporting Events 

    Premier golf outings and game-day experiences.

  • Shopping Discounts 

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • Account Alerts

    Get alerts about account information on your phone.

  • $0 Fraud Liability Guarantee 

    Cardholders are not responsible for unauthorized purchases on this card.

  • Purchase Protection

    Purchases are covered against theft or damage.

  • Warranty Manager Service

    For maximum protection your warranty information is electronically stored in one place.

  • Roadside Dispatch 

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Auto Rental Collision Damage Waiver 

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Get reimbursed up if you or a family member gets in an accident while traveling.

  • Lost Luggage Reimbursement

    Get reimbursed if checked or carry-on bags are lost, stolen, or damaged.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Christian D.
Great card, up to 5% cash back

I've used this card as my primary card since 2016 and like the flexibility of choosing my 2% and 5% cash back categories as things change. When I applied, I was offered a $100 cash back bonus when spending $1,000 in the first three months.

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