U.S. Bank Cash+™ Visa Signature® Card

For People with
Good Credit



The U.S. Bank Cash+™ Visa Signature® Card allows you to earn up to 5% cash back in your choice of two categories every quarter, on up to $2,000 in combined spending per quarter (then 1% back). You’ll also get 2% cash back in your choice of one “everyday” category.

With no annual fee, you can also earn a $150 bonus after making $500 in eligible purchases within the first 90 days of opening your account.

Card Quick Facts

Card Quick Facts

  • Earn up to $550 cash back in the first year.
  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% – 25.49%
  • No annual fee*
  • Great Offer from U.S. Bank, a 2019 World’s Most Ethical Company® – Ethisphere Institute, February 2019

For People with
Good Credit



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Want to pay a bill or check your balance?

Card Details



  • 5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose
  • 2% cash back on your choice of one everyday category (like gas or groceries)
  • 1% cash back on everything else

Introductory Bonus

  • $150 cash bonus for spending $500 in the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $0*
Additional Cards Annual Fee -
Regular Purchase APR 15.99% - 25.49%* Variable
Intro Purchase APR -
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee -
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0%* intro on BTs for 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 15.99% - 25.49%* Variable
Balance Transfer Fee 3%
Cash Advances

Cash Advances

Cash Advance APR 25.99%
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Travel Discounts & Upgrades

    Complimentary discounts and upgrades at top hotels, resorts, and cruise lines.

  • Dining Discounts 

    Special dining and wine experiences.

  • Exclusive Sporting Events 

    Premier golf outings and game-day experiences.

  • Shopping Discounts 

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • Account Alerts

    Get alerts about account information on your phone.

  • $0 Fraud Liability Guarantee

    Cardholders are not responsible for unauthorized purchases on this card.

  • Purchase Protection

    Eligible purchases are covered against theft or damage.

  • Warranty Manager Service

    For maximum protection your warranty information is electronically stored in one place.

  • Roadside Dispatch

    Assistance with services such as towing, changing a flat, or boosting a battery in case of eligible emergencies.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible rental cars, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Get reimbursed up if you or a family member gets in an eligible accident while traveling by common carrier.

  • Lost Luggage Reimbursement

    Get reimbursed if eligible checked or carry-on bags are lost, stolen, or damaged while traveling by common carrier.

Visitor Reviews

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Average rating:  
 1 reviews
by Christian D.
Great card, up to 5% cash back

I've used this card as my primary card since 2016 and like the flexibility of choosing my 2% and 5% cash back categories as things change. When I applied, I was offered a $100 cash back bonus when spending $1,000 in the first three months.

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