- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 12.99%-23.99% (Variable)
- Signup Bonus $150 cash bonus for spending $500 in the first 90 days after account opening
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee Up to 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 12.99%-23.99% (Variable)
- Cash Advance APR 23.99% (Variable)
- Penalty APR -
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Account Alerts: Get alerts about account information on your phone.
- 24/7 Concierge
- Travel Discounts & Upgrades: Complimentary discounts and upgrades at top hotels, resorts, and cruise lines.
- Entertainment Access: Access to exclusive movie ticket offers at fandango.com/visasignature and special book and music offers.
- Dining Discounts: Special dining and wine experiences.
- Exclusive Sporting Events: Premier golf outings and game-day experiences.
- Shopping Discounts: Discounts and special offers at premium retailers, from jewelry to apparel and electronics.
- $0 Fraud Liability Guarantee: Cardholders are not responsible for unauthorized purchases on this card.
- Purchase Protection: Purchases are covered against theft or damage.
- Warranty Manager Service: For maximum protection your warranty information is electronically stored in one place.
- Roadside Dispatch: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Travel Accident Insurance: Get reimbursed up if you or a family member gets in an accident while traveling.
- Lost Luggage Reimbursement: Get reimbursed if checked or carry-on bags are lost, stolen, or damaged.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.