The U.S. Bank Business Platinum card is a low-interest credit card for business owners that has no rewards program or U.S. Bank FlexPerks, but may be useful for big purchases and balance transfers.
This card offers a 0% intro APR on purchases and balance transfers for 12 billing cycles, and after that you’ll have APRs of 12.24%–20.24% Variable.
Aside from a low interest rate, free employee cards, and a few minor Visa benefits, you probably won’t get a lot out of this card. It doesn’t come with a signup bonus, cash back earnings, or bonus points.
This business card has no annual fee and a 3% foreign transaction fee.