U.S. Bank Business Leverage™ Visa Signature® Card


For People with
Good Credit

REVIEWS

Reviews

The U.S. Bank Business Leverage™ Visa Signature® Card has a bit of a different signup bonus, but one you may still find valuable. You’ll earn an extra bonus point for every dollar spent on eligible purchases in the first 365 days, up to 100,000 points.

This card is only available in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, ND, NM, OH, OR, SD, TN, UT, WA, WI, WY

You’ll automatically get 2X points per dollar spent on purchases made in the top two categories where you spend the most each month, out of 48 categories you can see here. Then you’ll get 1X point per dollar spent on everything else.

This card also comes with the Visa Signature® Luxury Hotel Collection and Visa Concierge, among other valuable Visa Signature benefits.

There is no annual fee.

Card Quick Facts

Card Quick Facts

  • Automatically earn 2X points per dollar spent on your top two categories per month, out of 48 categories
  • Get an extra bonus point per dollar spent in the first 365 days, up to 100,000 points
  • Visa Signature Luxury Hotel Collection & Concierge
  • Free employee cards
  • No cap on points earned
  • No annual fee

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X points per dollar spent on the top two categories per month, out of these 48 categories
  • 1X point per dollar spent on everything else

Introductory Bonus

  • Extra bonus point per dollar spent on eligible purchases in the first 365 days, up to 100,000
Card Stats

Card Stats

Annual Fee $95, $0 first year
Additional Cards Annual Fee $0
Regular Purchase APR 18.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.74% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Signature® Luxury Hotel Collection

    Choose from over 900 luxury hotels around the world. Cardmembers receive perks like the best available rate, automatic room upgrades, complimentary in-room WiFi, and more.

  • Visa Signature® Concierge Service

    Find tickets to the top sports and entertainment events, make dinner reservations, and even get help finding and sending the perfect gift. Just call 1-800-953-7392 to speak with your concierge.

  • Visa® SavingsEdge®

    Complimentary program that gives up to a 15% discount on certain business purchases at qualifying merchants.

  • Visa® Payment Controls

    Lets you decide how, when, and where your employees use their business cards.

  • Visa® Liability Waiver Program

    Protects your business from possible card misuse by terminated employees.

  • Purchase Security

    For the first 90 days your eligible items are covered against theft or damage under certain circumstances.

  • Extended Warranty Protection

    Your Visa Signature Card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel Accident Insurance

    You’re eligible to receive accidental death or dismemberment coverage of up to $500,000 when traveling by common carrier.

  • Lost Luggage Reimbursement

    Reimbursement for carry-on luggage that is damaged or lost by the carrier. You and your immediate family are covered up to $3,000 per passenger. Terms, conditions, and exclusions may apply.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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