SKYPASS Visa Business Card

For People with
Fair Credit



The SKYPASS Visa Business Card is meant for small business owners, with plenty of account management tools for employee cards.

You’ll get 2X miles per dollar spent for Korean Air ticket purchases, gas stations, and hotels, and 1X mile per dollar spent on all other eligible net purchases.

If you can spend at least $3,000 within the first 90 days you’ll get 30,000 bonus miles, and another 2,000 bonus miles every account anniversary.

This card also comes with some perks such as 2 lounge coupons for Korean Air every year, Travel Accident Insurance and Roadside Dispatch, and some basic shopping protections.

This card has an annual fee of $95.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar spent for Korean Air ticket purchases, gas stations, hotels
  • 1X mile per dollar spent on all other eligible net purchases
  • 30,000 bonus miles after you spend at least $3,000 within the first 90 days
  • 2,000 bonus miles at renewal
  • $50 off coupon for Korean Air tickets every year
  • There is no limit to the amount of miles you can earn
  • 2 Korean Airlines Lounge coupons every year
  • No foreign transaction fees
  • Bilingual Customer Service
  • $95 annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 2X miles per dollar spent on:
    • Korean Air Ticket Purchases
    • Gas Stations
    • Hotels
  • 1X mile per dollar spent on all other eligible net purchases

Introductory Bonus

  • 30,000 bonus miles after you spend at least $3,000 within the first 90 days

Yearly Bonus

  • 2,000 bonus miles at renewal
Card Stats

Card Stats

Annual Fee $95 the first year, then $95 for account owners and $95 for authorized employees
Additional Cards Annual Fee $95
Regular Purchase APR 15.24%–22.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.49% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.24%–22.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.24% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Eligible to Earn Morning Calm Club Membership

    Exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status.

  • Visa SavingsEdge

    Save up to 15% on purchases.

  • Visa Payment Controls

    Manage your employee’s cards; set credit limits.

  • 2 Korean Air VIP Lounge Coupons

    Get 2 Korean AIR VIP Lounge coupons every year you have your card.

  • $50 Off Coupon

    Get a $50 off coupon for Korean Air ticket purchases every year

  • U.S. Bank Connect

    U.S. Bank Connect is a free online resource to help you start, run and grow your business.

  • Zero Fraud Liability

    You will not be held responsible for unauthorized charges made on your card.

  • Lost or Stolen Card Reporting

    Call your Visa card issuer or Visa Global Customer Care Services at 1-800-847-2911 to report your card lost or stolen.

  • Extended Warranty Protection

    Your Visa Signature Card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Purchase Security

    For the first 90 days your items are covered against theft or damage under certain circumstances.

  • Travel Accident Insurance

    Get reimbursed up to $500,000 if you or a family member gets in an accident while traveling.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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