Banana Republic Card


For People with
Fair Credit

The Banana Republic Card allows you to enjoy store benefits at Banana Republic and affiliated brands. Affiliate brands including, the Gap, Old Navy, Piperlime, and Athleta.

Using this card, you’ll earn 5X points per dollar and you can take 20% off your first online purchase within 90 days of opening your account.

Earn more than 5,000 points in a year and enjoy the benefits of being a member of Luxe, a rewards program for big spenders that offers free shipping, free alterations, and bonus points days.

This card has no annual fee.

Where can I use my Banana Republic Card?

This card can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. There are two other versions of this card: the Banana Republic Luxe Card, which can also only be used at these stores, and the Banana Republic Visa Credit Card, which can be used anywhere Visa credit cards are accepted.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

Card Quick Facts

Card Quick Facts

  • 5X points per dollar spent on Banana Republic and affiliate brands, both in-store and online
  • 20% off your first online purchase within 90 days of opening your account
  • No receipt needed for returns
  • Can only use your card at Banana Republic and affiliates
  • Bonus points shopping days
  • Annual birthday gift

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5X points per dollar spent on Banana Republic and affiliate brands, both in-store and online
How to Redeem

Introductory Bonus

  • 20% off your first online purchase within 90 days of opening your account
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 28.24% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $10 Reward

    Sign up for your card on Banana Republic website using your email address and opt for paperless statements and you’ll get $10 back in rewards.

  • Exclusive Birthday Gifts & Extra Point Days

    Get savings that non-cardholders won’t get all year round.

  • Pre-Sale Access

    Get exclusive offers throughout the year and pre-sale access to popular sales.

  • Luxe Status

    Earn 5,000 points in a year to automatically upgrade to Luxe status, which features 20% extra rewards points every quarter, free shipping on online orders, free basic alterations, and a toll-free priority line.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

Visitor Reviews

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