Banana Republic Card


For People with
Fair Credit

The Banana Republic Card allows you to enjoy store benefits at Banana Republic and affiliated brands. Affiliate brands including, the Gap, Old Navy, Piperlime, and Athleta.

Spend more than $800 or earn 5,000 points in a year and enjoy the benefits of being a member of Luxe, a rewards program for big spenders.

Where can I use my Banana Republic Card?

This card can only be used at Banana Republic and other affiliated stores, including the Gap, Old Navy, Piperlime, and Athleta. There are two other versions of this card: the Banana Republic Luxe Card, which can also only be used at these stores, and the Banana Republic Visa Credit Card, which can be used anywhere Visa credit cards are accepted.

See how all three of these cards compare in our Review of the Banana Republic Credit Card and the Banana Republic Visa Credit Card.

Card Quick Facts

Card Quick Facts

  • Earn 5 points for every $1 spent on Banana Republic and affiliate brands, both in-store and online

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent on Banana Republic and affiliate brands, both in-store and online
How to Redeem

Introductory Bonus

  • Save 15% On Your First Purchase + 1,000 bonus points when you sign up for your card
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 26.99% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
How Credit Cards With Car Rental Insurance Could Save You Big Bucks
Susan Shain | Nov 10, 2018

Looking for credit cards with car rental insurance? This post explains the different options and terms — and selects four cards with the best coverage.

Read More
Kat Tretina
Review of the Bank of America Premium Rewards Credit Card
Kat Tretina | Nov 07, 2018

Looking for a new travel rewards credit card? Check out the Bank of America Premium Rewards card, offering 2X points on travel and dining for a $95 fee.

Read More
Kat Tretina
Review of the Cash Magnet Card from American Express
Kat Tretina | Oct 31, 2018

If you're looking for a simple, flat-rate cash back card, check out the Cash Magnet Card from American Express, offering 1.5% cash back with a $250 bonus.

Read More