The TD Cash Credit card is a decent cash back rewards card that offers 3% cash back on all dining expenses from casual take-out to steakhouse sit-downs, 2% cash back at grocery stores, and 1% cash back everywhere else.
This card is only available to residents of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.
You’ll be able to take advantage of the 0% intro balance transfer APR for 12 months, and then you’ll get an APR of 15.24%, 20.24% or 25.24% Variable.
This card has a $200 signup bonus after you spend a measly $500 within 90 days of opening your account. Compared to other cards, $200 is rather high for only spending $500.
Based on your credit, you’ll get either the Visa Signature or the Visa Platinum version of this card when you apply and are accepted.
This card comes with no annual fee.