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TD Cash Credit Card

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 15.24%, 20.24% or 25.24% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for first 15 billing cycles after Account opening

TD Cash Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 3% cash back on Dining
  • 2% cash back at Grocery stores
  • 1% cash back on all other eligible purchases


$200 cash back when you spend $500 within 90 days after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.24%, 20.24% or 25.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
TD Cash Credit Card


  • Get $200 cash back after spending $500 within 90 days after account opening
  • 3% cash back on all dining purchases
  • 2% cash back at grocery stores
  • 1% cash back on everything else
  • Visa Signature benefits (eligible cardholders only)
  • Free VantageScore credit score and credit education tools
  • 0% intro balance transfer APR for 12 months, then an APR of 15.24%, 20.24% or 25.24% Variable
  • No foreign transaction fee or annual fee

TD Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-561-0608 or

Try a different phone number

The TD Cash Credit card is a decent cash back rewards card that offers 3% cash back on all dining expenses from casual take-out to steakhouse sit-downs, 2% cash back at grocery stores, and 1% cash back everywhere else.

This card is only available to residents of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.

You’ll be able to take advantage of the 0% intro balance transfer APR for 12 months, and then you’ll get an APR of 15.24%, 20.24% or 25.24% Variable.

This card has a $200 signup bonus after you spend a measly $500 within 90 days of opening your account. Compared to other cards, $200 is rather high for only spending $500.

Based on your credit, you’ll get either the Visa Signature or the Visa Platinum version of this card when you apply and are accepted.

This card comes with no annual fee.