Target REDcard™ Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Target REDcard™ Credit Card offers you 5% back when you use it at Target and Target.com. You’ll also get discounts, free shipping, and other incentives.

Target also used to offer a Target Visa, but it was changed to the Target MasterCard®. All Visa cardholders have been issued a Target MasterCard in the mail. If you haven’t received yours already, give Target a call at 1.888.729.7331.

The MasterCard is only for previous Visa cardholders, no new applications are being accepted at this time.

There is also a debit card version of this card, the Target REDcard Debit Card.

See how the credit card version compares to the debit card in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

Card Quick Facts

Card Quick Facts

  • 5% off Target purchases
  • Free shipping at Target.com
  • 30 extra days for returns
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% off purchases at Target and Target.com
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 23.15% *Variable
Intro Purchase APR -
Foreign Transaction Fee N/A
Chip Technology Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR N/A
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR N/A
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by Richard M
OK Card function but security may be an issue ...

I've used this card some for years, for a 5% discount when shopping at Target. Years ago, they announced a hack due to the credit management company they were using. That was years ago.Now, they changed the card sign on procedure without informing me so I have to wonder if someone isn't phishing their site. I used to sign on with a sign on name and a password. They apparently changed this to requiring I sign on with an email or phone number, which is fine but not without some communication.At the store, they sold the pharmacy to CVS which set up the pharmacy so you have to wait in line more; they take far longer to fill prescriptions brought in, and they raised prices. With higher prices throughout the store, there's less reason to shop there.

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