Target REDcard™ Credit Card

The Target REDcard™ Credit Card offers you 5% back when you use it at Target and Target.com. You’ll also get discounts, free shipping, and other incentives.

This card has been chosen as one of our Best Store Credit Cards – 2016.

Target also used to offer a Target Visa, but it was changed to the Target MasterCard®. All Visa cardholders have been issued a Target MasterCard in the mail. If you haven’t received yours already, give Target a call at 1.888.729.7331.

The MasterCard is only for previous Visa cardholders, no new applications are being accepted at this time.

There is also a debit card version of this card, the Target REDcard Debit Card.

See how the credit card version compares to the debit card in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards
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Quick View

  • Rewards
    • 5% off purchases at Target and Target.com
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee N/A
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Extra Savings

    Combine your REDcard savings with Cartwheel, Target Subscriptions, and coupons.

  • Free Standard Shipping

    On your Target.com purchases.

  • Extended Returns Program

    You get 30 additional days to return purchases beyond the standard return policy.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card if you contact the card issuer immediately.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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