The Target REDcard™ Debit Card offers 5% savings at Target and Target.com along with a few valuable benefits.
This is a debit card, not a credit card. You must connect a personal checking account, and when you make purchases the money will be drawn directly from your account.
Cardholders will get 5% off eligible Target purchases when paying with the card. This discount is applied immediately at the time of purchase, rather than being provided as cash back rewards.
REDcard users also get free two-day shipping on eligible items at Target.com, with free standard shipping for any items that don’t qualify for two-day shipping. There will be opportunities for exclusive savings and early access offers, and purchases will get 30 extra days for returns.
Target also offers the Target REDcard™ Credit Card (Review), which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.
Where can I use my Target REDcard™ Debit Card?
The Target REDcard Debit Card can only be used at Target and Target.com.
The card can be used at restaurants and services within Target stores as well, but these purchases will usually not qualify for the 5% discount. The exception is Starbucks cafes in Target stores, which do qualify for the discount. See our review for a full description of purchases that do not qualify.