Target REDcard™ Debit Card


For People with
No Credit

REVIEWS

Reviews

The Target REDcard™ Debit Card offers 5% savings at Target and Target.com, withdrawing from your checking account for purchases. This is a debit card, not a credit card.

Target also offers the Target Credit Card, which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

Card Quick Facts

Card Quick Facts

  • 5% off at Target and Target.com
  • Free standard shipping from Target.com
  • 30 extra days to make returns
  • No annual fee

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% off purchases at Target and Target.com
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR N/A
Intro Purchase APR -
Foreign Transaction Fee N/A
Chip Technology Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee N/A
Returned Payment Fee Up to $40
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR N/A
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR N/A
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 3 reviews
by Belma
Horrible

Horrible customer service!

by Sharon
Target Debit card

I have had a debit card for years. Recently, all of a sudden Target charged a return check fee and never presented the debit to my bank for payment. This has only happened recently. There must have been some recent staff changes. Service is terrible now. I just want to cut up the red debit card. Its not worth the hassle.

by LYNNE
QUESTIONABLE SECURITY

DO NOT USE THIS CARD Cardholder since 2000 and having a lot of fraudulent activity over past year+ resulting in card being suspended and taking up to two full weeks to receive replacement. Other cardholders with same issues. FINALLY giving up on TARGET Mastercard. Love the Debit Card for 5% in-store purchases, but am shopping for new credit card with MUCH better rewards and security!!

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