Target REDcard™ Debit Card

The Target REDcard™ Debit Card offers 5% savings at Target and Target.com, withdrawing from your checking account for purchases. This is a debit card, not a credit card.

Target also offers the Target Credit Card, which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards
Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

 

Can't watch the video now? Read the full transcript here.

Quick View

Quick View

  • Rewards
    • 5% off purchases at Target and Target.com
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee N/A
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR N/A
  • Late Fee N/A
  • Returned Payment Fee Up to $40

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Extra Savings

    Combine your REDcard savings with Cartwheel, Target Subscriptions, and coupons.

  • Free Standard Shipping

    On your Target.com purchases.

  • Extended Returns Program

    You get 30 additional days to return purchases beyond the standard return policy.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card if you contact the card issuer immediately.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Best Balance Transfer Credit Cards – 2017
Brendan Harkness | May 15, 2017

Balance transfers let you move debt from a high-interest account to one with lower (or zero) interest, but which cards have the best offers? Find out here.

Read More
John Ganotis
U.S. Bank Altitude Reserve Visa Infinite Card Review: Is it worth the $400 annual fee?
John Ganotis | May 11, 2017

The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.

Read More
John Ganotis
MasterCard® Black Card™ Review: Is it worth the $495 annual fee?
John Ganotis | Mar 01, 2017

The MasterCard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?

Read More