Target REDcard™ Debit Card

The Target REDcard™ Debit Card offers 5% savings at Target and, withdrawing from your checking account for purchases. This is a debit card, not a credit card.

Target also offers the Target Credit Card, which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

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  • Rewards
    • 5% off purchases at Target and
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee -
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR N/A
  • Late Fee N/A
  • Returned Payment Fee Up to $40

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Extra Savings

    Combine your REDcard savings with Cartwheel, Target Subscriptions, and coupons.

  • Free Standard Shipping

    On your purchases.

  • Extended Returns Program

    You get 30 additional days to return purchases beyond the standard return policy.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card if you contact the card issuer immediately.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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 2 reviews
by Sharon
Target Debit card

I have had a debit card for years. Recently, all of a sudden Target charged a return check fee and never presented the debit to my bank for payment. This has only happened recently. There must have been some recent staff changes. Service is terrible now. I just want to cut up the red debit card. Its not worth the hassle.


DO NOT USE THIS CARD Cardholder since 2000 and having a lot of fraudulent activity over past year+ resulting in card being suspended and taking up to two full weeks to receive replacement. Other cardholders with same issues. FINALLY giving up on TARGET Mastercard. Love the Debit Card for 5% in-store purchases, but am shopping for new credit card with MUCH better rewards and security!!

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