Target REDcard™ Debit Card

The Target REDcard™ Debit Card offers 5% savings at Target and, withdrawing from your checking account for purchases. This is a debit card, not a credit card.

Target also offers the Target Credit Card, which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards
Was this helpful?


Can't watch the video now? Read the full transcript here.

Quick View

Quick View

  • Rewards
    • 5% off purchases at Target and
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee N/A
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR N/A
  • Late Fee N/A
  • Returned Payment Fee Up to $40

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Extra Savings

    Combine your REDcard savings with Cartwheel, Target Subscriptions, and coupons.

  • Free Standard Shipping

    On your purchases.

  • Extended Returns Program

    You get 30 additional days to return purchases beyond the standard return policy.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card if you contact the card issuer immediately.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More