Target REDcard™ Debit Card
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For the avid Target shopper, the Target REDcard Debit Card is your ticket to exclusive perks and savings. You’ll get 5% off Target purchases and access to benefits like free two-day shipping and 30-day extended returns. This is a debit card, however, so you’ll be making payments directly from your checking account.
Target REDcard™ Debit Card
Highlights & Features
Rewards
- 5% off eligible purchases at Target and Target.com
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | Not Applicable - Debit Card |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | N/A |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | N/A |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
Target REDcard™ Debit Card
Highlights
- 5% off eligible Target purchases
- Free two-day shipping at Target.com for eligible items
- 30 extra days for returns
- Exclusive deals and early access offers
- No annual fee
- Debit card, not a credit card
- Links to your existing checking account (purchases generally take 2-3 days to process)
- Cash withdrawal of up to $40 at checkout
ABOUT THE ISSUER
Target Corporation
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1‑855‑306‑7395
The Target REDcard™ Debit Card offers 5% savings at Target and Target.com along with a few valuable benefits.
This is a debit card, not a credit card. You must connect a personal checking account, and when you make purchases the money will be drawn directly from your account.
Cardholders will get 5% off eligible Target purchases when paying with the card. This discount is applied immediately at the time of purchase, rather than being provided as cash back rewards.
REDcard users also get free two-day shipping on eligible items at Target.com, with free standard shipping for any items that don’t qualify for two-day shipping. There will be opportunities for exclusive savings and early access offers, and purchases will get 30 extra days for returns.
Target also offers the Target REDcard™ Credit Card (Review), which lets you carry a balance over time. See our review and comparison of both of these cards in our Review of the Target REDcard Credit Card and Target REDcard Debit Card.
