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First Progress Platinum Prestige Mastercard® Secured Credit Card

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If your credit isn’t in great shape, the First Progress Platinum Prestige Mastercard Secured Card might be able to help. There’s no minimum credit score requirement, and after a refundable security deposit of $200–$2,000, you’ll receive your card with a credit limit equal to what you put down. However, we’ve received several comments about inconsistent customer service, long delays, and problems with making payments.

Our rating
Min. credit level: Bad
Annual Fee: $49
Regular APR: 9.99% Variable

First Progress Platinum Prestige Mastercard® Secured Credit Card

Our rating
Bad Min. credit level
$49 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 18.99% Variable
Cash Advance Fee Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
How to Get a Cash Advance with a Credit Card
First Progress Platinum Prestige Mastercard® Secured Credit Card


  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI ** See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

Synovus Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-237-6828 or

Try a different phone number

The First Progress Platinum Prestige Mastercard® Secured Credit Card is a card for people who want to start building credit with no credit history or some major credit history blemishes.

This card reports to the three major credit bureaus every month to help you build credit, and your credit line is based on a refundable security deposit, rather than your credit score.

This card has a $49 annual fee.

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