First Progress Platinum Prestige Mastercard® Secured Credit Card
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First Progress Platinum Prestige Mastercard® Secured Credit Card
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | See Terms |
Fees
| Penalty APR | None |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 19.74% Variable |
| Cash Advance Fee | Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater |
ABOUT THE ISSUER
First Progress
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteFirst Progress Platinum Prestige Mastercard® Secured Credit Card
Highlights
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
The First Progress Platinum Prestige Mastercard® Secured Credit Card is a card for people who want to start building credit with no credit history or some major credit history blemishes.
This card reports to the three major credit bureaus every month to help you build credit, and your credit line is based on a refundable security deposit, rather than your credit score.
This card has a $49 annual fee.
