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If your credit isn’t in great shape, the First Progress Platinum Prestige Mastercard Secured Card might be able to help. There’s no minimum credit score requirement, and after a refundable security deposit of $200–$2,000, you’ll receive your card with a credit limit equal to what you put down. However, we’ve received several comments about inconsistent customer service, long delays, and problems with making payments.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | See Terms |
Penalty APR | N/A |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 18.99% Variable |
Cash Advance Fee | Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater |
You can usually pay your bill online on your
Credit card issuer's websiteThe First Progress Platinum Prestige Mastercard® Secured Credit Card is a card for people who want to start building credit with no credit history or some major credit history blemishes.
This card reports to the three major credit bureaus every month to help you build credit, and your credit line is based on a refundable security deposit, rather than your credit score.
This card has a $49 annual fee.