First Progress Platinum Elite Mastercard® Secured Credit Card
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First Progress Platinum Elite Mastercard® Secured Credit Card
Highlights & Features
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | See Terms |
Fees
| Penalty APR | N/A |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.99% Variable |
| Cash Advance Fee | Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater |
First Progress Platinum Elite Mastercard® Secured Credit Card
Highlights
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
ABOUT THE ISSUER
Synovus Bank
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe First Progress Platinum Elite Mastercard® Secured Credit Card could be a good option for anyone with no credit history or some major credit history blemishes, who wants to start building credit .
This is a secured credit card, so your credit line will be based on a refundable security deposit you’ll need to make after applying (of $200–2,000).
The card reports to all three credit bureaus every month to help you establish or re-establish a good credit history, and has a $29 annual fee.
