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RATING

First Progress Platinum Elite Mastercard® Secured Credit Card

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Our rating
Min. credit level: Bad
Annual Fee: $29
Regular APR: 19.99% Variable

First Progress Platinum Elite Mastercard® Secured Credit Card

Our rating
Bad Min. credit level
$29 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
How to Get a Cash Advance with a Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI ** See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
ABOUT THE ISSUER

Synovus Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-237-6828 or

Try a different phone number

The First Progress Platinum Elite Mastercard® Secured Credit Card could be a good option for anyone with no credit history or some major credit history blemishes, who wants to start building credit .

This is a secured credit card, so your credit line will be based on a refundable security deposit you’ll need to make after applying (of $200–2,000).

The card reports to all three credit bureaus every month to help you establish or re-establish a good credit history, and has a $29 annual fee.

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