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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | See Terms |
Penalty APR | N/A |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater |
You can usually pay your bill online on your
Credit card issuer's websiteThe First Progress Platinum Elite Mastercard® Secured Credit Card could be a good option for anyone with no credit history or some major credit history blemishes, who wants to start building credit .
This is a secured credit card, so your credit line will be based on a refundable security deposit you’ll need to make after applying (of $200–2,000).
The card reports to all three credit bureaus every month to help you establish or re-establish a good credit history, and has a $29 annual fee.