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First Digital Mastercard®

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Our rating
Credit range: Bad
Annual Fee: See Terms*
Regular APR: See Terms*
Intro Balance Transfer APR: N/A
Intro Purchase APR: N/A

First Digital Mastercard®

Our rating
Bad Credit range
See Terms* Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $29
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms*
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Synovus Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-796-6887

First Digital Mastercard®

Highlights

  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant
    and ATM locations nationwide and online
  • Build up your Credit with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application – it just takes moments to apply
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available
    credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Synovus Bank, Member: FDIC

The First Digital Mastercard is a high interest card issued by Synovus Bank, and is designed for rebuilding bad credit or improving limited credit.

You won’t need perfect credit to apply, but you will need a checking account, and if you’re accepted you’ll have to pay a hefty program fee along with a monthly fee, maintenance fee, and annual fee.

This card reports to the three major credit bureaus, so if you can deal with the fees you may be able to improve your credit scores (and you’ll also be eligible for a credit limit increase after six months).

This card has no rewards or interesting perks.