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The First Digital Mastercard is a high interest card issued by Synovus Bank, and is designed for rebuilding bad credit or improving limited credit.
You won’t need perfect credit to apply, but you will need a checking account, and if you’re accepted you’ll have to pay a hefty program fee along with a monthly fee, maintenance fee, and annual fee.
This card reports to the three major credit bureaus, so if you can deal with the fees you may be able to improve your credit scores (and you’ll also be eligible for a credit limit increase after six months).
This card has no rewards or interesting perks.