First Digital Mastercard®
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Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | None |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | $29 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | See Terms* |
| Cash Advance Fee | 3%, $10 minimum |
ABOUT THE ISSUER
Synovus Bank
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-888-796-6887
First Digital Mastercard®
Highlights
- Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant
and ATM locations nationwide and online - Build up your Credit with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application – it just takes moments to apply
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available
credit) - Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Issued by Synovus Bank, Member: FDIC
The First Digital Mastercard is a high interest card issued by Synovus Bank, and is designed for rebuilding bad credit or improving limited credit.
You won’t need perfect credit to apply, but you will need a checking account, and if you’re accepted you’ll have to pay a hefty program fee along with a monthly fee, maintenance fee, and annual fee.
This card reports to the three major credit bureaus, so if you can deal with the fees you may be able to improve your credit scores (and you’ll also be eligible for a credit limit increase after six months).
This card has no rewards or interesting perks.
