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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | N/A |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | $29 |
Foreign Transaction Fee | N/A |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | See Terms* |
Cash Advance Fee | 3%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's website1-888-796-6887
The First Digital Mastercard is a high interest card issued by Synovus Bank, and is designed for rebuilding bad credit or improving limited credit.
You won’t need perfect credit to apply, but you will need a checking account, and if you’re accepted you’ll have to pay a hefty program fee along with a monthly fee, maintenance fee, and annual fee.
This card reports to the three major credit bureaus, so if you can deal with the fees you may be able to improve your credit scores (and you’ll also be eligible for a credit limit increase after six months).
This card has no rewards or interesting perks.