Skip to content

TJX Rewards® Platinum Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Apply Now Read our Review
RUNNER UP Best Retail Store Credit Cards
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 29.24% Variable

TJX Rewards® Platinum Mastercard®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5X points per dollar spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post
  • 1X point per dollar spent on all other purchases

INTRODUCTORY BONUS

10% off the first in-store purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.99%
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
TJX Rewards® Platinum Mastercard®

Highlights

  • Earn 5X points per dollar spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post
  • Earn 1X point per dollar spent on all purchases
  • 10% off your first purchase in-store
  • Be the first to hear when fresh finds arrive through your email
  • There is no limit to the amount of rewards you can earn
  • $10 rewards certificate: redeem 1,000 points for a $10 rewards certificate
  • No annual or foreign transaction fees
ABOUT THE ISSUER

Synchrony

Synchrony has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-890-3150 or

Try a different phone number
See all Issuer Cards

The TJX Rewards® Platinum Mastercard® provides points for shopping at T.J. Maxx and affiliates, as well as special additional shopping benefits.

This card has no annual fee or foreign transaction fees, but it does boast an unusually high APR of 29.24% Variable.

You’ll get 5X points per dollar for using this card at T.J. Maxx and affiliates, and 1X point per dollar for using it anywhere else Mastercard is accepted.