Skip to content

TJX Rewards® Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 29.24% Variable

TJX Rewards® Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5% back in rewards at:
    • T.J. Maxx
    • Marshalls
    • HomeGoods
    • Sierra Trading Post
  • There is no limit to the amount of rewards you can earn

INTRODUCTORY BONUS

10% off the first in-store purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $35
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
TJX Rewards® Credit Card

Highlights

  • Earn 5% back in rewards for every dollar spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post
  • There is no limit to the amount of rewards you can earn
  • 10% off your first card purchase in-store
  • $10 rewards certificate: redeem 1,000 points for a $10 rewards certificate
  • No annual fee
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-952-6133 or

Try a different phone number
See all Issuer Cards

The TJX Rewards® Credit Card may be a good card for you if you shop at T.J. Maxx often and want to maximize your savings potential.

You’ll earn 5% back in rewards every time you shop at T.J. Maxx and its affiliates, which include HomeGoods, Marshalls, and Sierra Trading Post in the U.S. and Puerto Rico.

This basic store card has no annual fee.