Sam’s Club® Mastercard®
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You’ll need to be a Sam’s Club member in order to apply, and if accepted this card will double as your Sam’s Club membership card. When you earn cash back, you won’t get a check for your earnings until February the following year.
Highlights & Features
Rewards
- 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club; for the first $6,000 spent per year, then 1%
- 3% cash back for dining and travel expenses
- 1% cash back on all other purchases
- Cap of $5,000 in cash back rewards per year
INTRODUCTORY BONUS
$45 statement credit when you spend $45 or more at samsclub.com, the same day you open your account onlineBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | None |
| Late Fee | Up to $35 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 16.65%–24.65% Variable |
| Cash Advance Fee | 3%, $5 minimum |
ABOUT THE ISSUER
Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSam’s Club® Mastercard®
Highlights
- 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club; only on the first $6,000 per year, then 1%
- 3% cash back for dining and travel expenses
- 1% cash back on all other purchases
- Get a $45 statement credit if you open your account online and make a $45 purchase at samsclub.com on the same day
- Cap of $5,000 in cash back rewards per year
The Sam’s Club® Mastercard® provides a number of benefits, including several reward categories (5% for gas) and a number of shopping and travel perks. You must be a Sam’s Club member to use this card, which will also be your membership card. Sam’s Club also offers a business version of this card, the Sam's Club Business Mastercard.
This card has no annual or foreign transaction fees.
Manage Your Account
Log in or to check your balance or pay your bill on the Sam’s Club Mastercard website.
Redeeming Rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.
