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Sam’s Club Business Mastercard

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RUNNER UP Best Credit Cards for Fair or Average Credit Best Gas Credit Cards Best Retail Store Credit Cards of May 2021
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 17.15% – 25.15% Variable

Sam’s Club Business Mastercard

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 5% cash back for Gas in the U.S. and Puerto Rico, including gas at Sam?s Club (up to $6,000 spent per year, then 1%)
  • 3% cash back on:
    • Dining
    • Travel
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39.99
Returned Payment Fee Up to $38.00
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 22.15% – 28.15% Variable
Cash Advance Fee 3%, $5 minimum
How to Get a Cash Advance with a Credit Card
Sam’s Club Business Mastercard

Highlights

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club (up to $6,000 spent per year, then 1%)
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year
  • No annual fee
  • Add employee cards for free
ABOUT THE ISSUER

Synchrony

Synchrony has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

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1-866-220-0254 or

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The Sam’s Club Business Mastercard provides cash back rewards for typical business and travel expenses: gas, dining, and travel.

There’s no annual fee, though you’ll need to be a Sam’s Club member to apply for the card. Mastercard shopping and travel benefits are included.

Sam’s Club also offers the Sam’s Club® Mastercard® for individual consumers.

Redeeming rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

This card may be available with no personal guarantee.

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