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Sam’s Club Business Mastercard

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 17.15% – 25.15% Variable

Sam’s Club Business Mastercard

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5% cash back for Gas in the U.S. and Puerto Rico, including gas at Sam’s Club (up to $6,000 spent per year, then 1%)
  • 3% cash back on:
    • Dining
    • Travel
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39.99
Returned Payment Fee Up to $38.00
Additional Cards Annual Fee None
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 22.15% – 28.15% Variable
  • Cash Advance Fee: 3%, $5 minimum
ABOUT THE ISSUER

Synchrony Bank

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Sam’s Club Business Mastercard

Highlights

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club (up to $6,000 spent per year, then 1%)
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year
  • No annual fee
  • Add employee cards for free

The Sam’s Club Business Mastercard provides cash back rewards for typical business and travel expenses: gas, dining, and travel.

There’s no annual fee, though you’ll need to be a Sam’s Club member to apply for the card. Mastercard shopping and travel benefits are included.

Sam’s Club also offers the Sam’s Club® Mastercard® for individual consumers.

Redeeming rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

This card may be available with no personal guarantee.