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Old Navy Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 28.24% Variable

Old Navy Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5X points per dollar spent at Old Navy and affiliated stores, in-store and online

INTRODUCTORY BONUS

20% off your first purchase with this card on the same day for in-store applications, and within 90 days of account opening for online

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-222-6868 or

Try a different phone number
See all Issuer Cards
Old Navy Credit Card

Highlights

  • Earn 5X points per dollar spent at Old Navy and affiliated stores, in-store and online
  • $5 reward for every 500 points you earn
  • 20% off your first card purchase
  • 10% off 60-day welcome pass
  • Navyist status after reaching 5,000 points in a calendar year
  • No annual fee

The Old Navy Credit Card is a store card that can be used at Old Navy and affiliated locations. Affiliates include: Gap, Banana Republic, and Athleta.

You’ll earn 5X points per dollar spent at Old Navy and its affiliates, in-store and online, and you’ll also get a signup bonus of 20% off your first card purchase.

For an Old Navy card that can also be used for other purchases, check out the Old Navy Visa Card (Review).

To see our comparison of both cards, check out our Review of the Old Navy Credit Card and Old Navy Visa Credit Card.