Old Navy Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Highlights & Features
Rewards
- 5X points per dollar spent at Old Navy and affiliated stores, in-store and online
INTRODUCTORY BONUS
20% off your first purchase with this card on the same day for in-store applications, and within 90 days of account opening for onlineBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | None |
| Late Fee | Up to $39 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | None |
| Cash Advance Fee | None |
ABOUT THE ISSUER
Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteOld Navy Credit Card
Highlights
- Earn 5X points per dollar spent at Old Navy and affiliated stores, in-store and online
- $5 reward for every 500 points you earn
- 20% off your first card purchase
- 10% off 60-day welcome pass
- Navyist status after reaching 5,000 points in a calendar year
- No annual fee
The Old Navy Credit Card is a store card that can be used at Old Navy and affiliated locations. Affiliates include: Gap, Banana Republic, and Athleta.
You’ll earn 5X points per dollar spent at Old Navy and its affiliates, in-store and online, and you’ll also get a signup bonus of 20% off your first card purchase.
For an Old Navy card that can also be used for other purchases, check out the Old Navy Visa Card (Review).
To see our comparison of both cards, check out our Review of the Old Navy Credit Card and Old Navy Visa Credit Card.
