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Old Navy Visa Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 28.24% Variable

Old Navy Visa Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5X points per dollar spent at Old Navy and affiliates, in-store and online
  • 1X point per dollar spent on all other purchases

INTRODUCTORY BONUS

20% off your first purchase with this card on the same day for in-store applications and within 90 days of account opening for online

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.24% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
Old Navy Visa Card

Highlights

  • Earn 5 points for every $1 spent on Old Navy brands, in-store and online
  • Earn 1 point for every $1 spent on all other purchases
  • 20% off your first card purchase
  • $5 reward for every 500 points you earn
  • Navyist status after reaching 5,000 points in a calendar year
  • Select accounts may be eligible for a Visa Signature version of this card
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-222-6868 or

Try a different phone number
See all Issuer Cards

The Old Navy Visa is a great choice if you shop at Old Navy and its affiliates frequently. Affiliates include: Gap, Banana Republic, Piperlime, and Athleta.

You’ll earn 5X points per dollar spent at Old Navy and its affiliates, in-store and online. For all other card purchases you’ll earn 1X point per dollar. You’ll also get a signup bonus of 20% off your first card purchase.

Old Navy offers another version of this card, the Old Navy Credit Card (Review), which can only be used at Old Navy and Old Navy affiliate locations.

To see our comparison of both cards, check out our Review of the Old Navy Credit Card and Old Navy Visa Credit Card.