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Lowe’s Advantage Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 26.99% Variable

Lowe’s Advantage Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5% off or special financing

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $38
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-445-6937 or

Try a different phone number
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Lowe’s Advantage Credit Card

Highlights

  • 5% off when you decline any special financing offers
  • Special Financing: 6 months special financing for purchases of $299 or more, or up to 84 months special financing with a minimum purchase of $2,000
  • No annual fee

The Lowe’s Advantage Credit Card provides a discount of up to 5% off on everyday purchases, when you decline any special financing offers. You’ll get six months special financing on eligible purchases of $299 or more, and up to 84 months financing on purchases of $2,000 or more.

If you’re an avid shopper of Lowe’s, the 5% off purchases and $0 annual fee could make up for the lack of rewards provided by this card.