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The Lowe’s Advantage Credit Card provides a discount of up to 5% off on everyday purchases, when you decline any special financing offers. You’ll get six months special financing on eligible purchases of $299 or more, and up to 84 months financing on purchases of $2,000 or more.
If you’re an avid shopper of Lowe’s, the 5% off purchases and $0 annual fee could make up for the lack of rewards provided by this card.