Lowe’s Accounts Receivable Business Credit Card
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If you’re a business owner looking for special financing options and a 5% discount at Lowes, the Lowe’s Account Receivable Business card might be the one for you. For no annual fee, you can issue cards to authorized employees and monitor them, but you’ll need to pay off your balances in full each month.
Lowe’s Accounts Receivable Business Credit Card
Highlights & Features
Rewards
- 5% off on Lowe’s purchases
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | N/A |
| Returned Payment Fee | Up to $20 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | N/A |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
Lowe’s Accounts Receivable Business Credit Card
Highlights
- 5% off at Lowe’s
- Must pay in full each month
- Purchasing control can only be used at Lowe’s
- Discounted delivery on Lowe’s ProServices purchases
- Make purchases on your phone, fax or online at LowesForPros.com
- Ability to limit dollar amount on single purchases
- Individual and consolidated statements for linked primary/secondary accounts with product-level statement detail for each invoice
- Robust job account management including account level itemized statements, and ability to pay by invoice
ABOUT THE ISSUER
Synchrony
Synchrony has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Lowe’s Accounts Receivable card is for medium to large business owners looking to track employee spending without carrying a month-to-month balance.
You can request and manage cards for authorized employees, set spending limits, and monitor up to 12 months of statement activity along with other account activity.
After you link a secondary account to your primary account, you can:
- Share credit lines and set specific limits
- Track payments and purchases
- Get consolidated or individual statements
- View monthly statement transaction details such as store location, products purchased, or invoice number
This card has no annual fee and you’ll get 5% off every purchase Lowe’s, but you have to pay this card off in full every month.
See our review and comparison of all the Lowe’s business cards in our Review of the Lowe’s Business Credit Card Account Options.
