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Lowe’s Accounts Receivable Business Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 5.00%–18.00%

Lowe’s Accounts Receivable Business Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5% off on Lowe’s purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee None
Returned Payment Fee Up to $20
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-445-6937 or

Try a different phone number
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Lowe’s Accounts Receivable Business Credit Card

Highlights

  • 5% off at Lowe’s
  • Must pay in full each month
  • Purchasing control can only be used at Lowe’s
  • Discounted delivery on Lowe’s ProServices purchases
  • Make purchases on your phone, fax or online at LowesForPros.com
  • Ability to limit dollar amount on single purchases
  • Individual and consolidated statements for linked primary/secondary accounts with product-level statement detail for each invoice
  • Robust job account management including account level itemized statements, and ability to pay by invoice

The Lowe’s Accounts Receivable card is for medium to large business owners looking to track employee spending without carrying a month-to-month balance.

You can request and manage cards for authorized employees, set spending limits, and monitor up to 12 months of statement activity along with other account activity.

After you link a secondary account to your primary account, you can:

  • Share credit lines and set specific limits
  • Track payments and purchases
  • Get consolidated or individual statements
  • View monthly statement transaction details such as store location, products purchased, or invoice number

This card has no annual fee and you’ll get 5% off every purchase Lowe’s, but you have to pay this card off in full every month.

See our review and comparison of all the Lowe’s business cards in our Review of the Lowe's Business Credit Card Account Options.