Gap Visa
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Highlights & Features
Rewards
- 5X points per dollar spent at the Gap and affiliated brands, both in-store and online
- 1X point per dollar spent on all other purchases
INTRODUCTORY BONUS
20% off your first purchaseBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | None |
| Late Fee | Up to $39 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 29.24% Variable |
| Cash Advance Fee | 4%, $10 minimum |
ABOUT THE ISSUER
Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteGap Visa
Highlights
- Earn 5X points per dollar spent on the Gap and affiliated brands, both in-store and online
- Earn 1X point per dollar spent on all other purchases
- 20% off your first Gap purchase using your card
- 10% off every time you shop at the Gap
- Earn a $5 reward every time you earn 500 points
- 20% quarterly bonus reward points at the end of each quarter if you earn 5,000 points in a calendar year and achieve Silver status cardmembers
- Free basic alterations at Banana Republic and for Gap Silver cardmembers
- No receipt needed for returns
The GapVisa offers rewards at the GAP and its affiliated brands, as well as wherever Visa is accepted.
Affiliated brands include:
- Banana Republic
- Old Navy
- Piperlime
- Athleta
You’ll get 10% off every time you shop at the Gap and Gap Factory stores, plus 20% off your first Gap purchase. You won’t ever need a receipt for your returns.
This card has a high APR of 28.24% Variable, and no annual fees.
The Gap also offers the GapCard, which can only be used at the Gap and affiliated stores.
For a comparison of both cards, check out our Review of the GapCard and Gap Visa Credit Card.
