Gap Visa
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Highlights & Features
Rewards
- 5X points per dollar spent at the Gap and affiliated brands, both in-store and online
- 1X point per dollar spent on all other purchases
INTRODUCTORY BONUS
20% off your first purchaseBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 29.24% Variable |
| Cash Advance Fee | 4%, $10 minimum |
Gap Visa
Highlights
- Earn 5X points per dollar spent on the Gap and affiliated brands, both in-store and online
- Earn 1X point per dollar spent on all other purchases
- 20% off your first Gap purchase using your card
- 10% off every time you shop at the Gap
- Earn a $5 reward every time you earn 500 points
- 20% quarterly bonus reward points at the end of each quarter if you earn 5,000 points in a calendar year and achieve Silver status cardmembers
- Free basic alterations at Banana Republic and for Gap Silver cardmembers
- No receipt needed for returns
ABOUT THE ISSUER
Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe GapVisa offers rewards at the GAP and its affiliated brands, as well as wherever Visa is accepted.
Affiliated brands include:
- Banana Republic
- Old Navy
- Piperlime
- Athleta
You’ll get 10% off every time you shop at the Gap and Gap Factory stores, plus 20% off your first Gap purchase. You won’t ever need a receipt for your returns.
This card has a high APR of 28.24% Variable, and no annual fees.
The Gap also offers the GapCard, which can only be used at the Gap and affiliated stores.
For a comparison of both cards, check out our Review of the GapCard and Gap Visa Credit Card.
