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RATING

eBay Mastercard

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The eBay Mastercard offers great rewards if you spend over $1,000 per year on eBay, but not much else. If you currently use the eBay Extras Mastercard, you are not eligible for a new eBay Mastercard.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 19.99%, 23.99%, or 26.99% Variable

eBay Mastercard

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 3X points per dollar at eBay on the first $1,000 spent per calendar year, then 5X points for the rest of the year
  • 2X points per dollar at:
    • Gas stations
    • Restaurants
    • Grocery stores
  • 1X point per dollar on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee $29
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.99%
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
eBay Mastercard

Highlights

  • 3X points per dollar at eBay on the first $1,000 spent per calendar year, then 5X points for the rest of the year
  • 2X points per dollar at gas stations, restaurants, and grocery stores
  • Mastercard Global Service
  • Mastercard Airport Concierge
  • Zero Liability Protection
  • No annual fee
ABOUT THE ISSUER

Synchrony

Synchrony has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-226-5638 or

Try a different phone number
See all Issuer Cards

The eBay Mastercard could be a great choice if you spend over $1,000 per year on eBay purchases, offering better rewards for the rest of the year after hitting $1,000. The other reward categories are pretty meager, but for no annual fee, this could be your go-to eBay card.

There are no fantastic intro APRs, intro bonuses, or benefits worth mentioning.

If you currently have an eBay Extras Mastercard, you are not eligible for a new eBay Mastercard.

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