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CareCredit Card

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Accepted at over 200 healthcare providers nationwide, the CareCredit Card can be used to cover out-of-pocket expenses for yourself, your family, and even your pets. You could potentially accrue no interest if you pay off your balance within the promotional period, ranging from 6 to 24 months, but if you don’t make the monthly minimum or fail to pay off the balance by the due date you’ll accrue interest going back to when you first made the purchase.

Our rating
Min. credit level: Fair
Regular APR: 26.99% Fixed

CareCredit Card

Our rating
Fair Min. credit level
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
CareCredit Card

Highlights

  • No interest if paid in full within 6, 12, 18, or 24 months on eligible purchases
  • Minimum payments may not cover the entire purchase cost by the end of the promotional period, in which case you’ll be charged interest on the full balance going back to the purchase date
  • Not all healthcare providers accept CareCredit, and not all offer special promotional financing
  • Accepted at over 200 healthcare providers nationwide
  • For your health, your family, and your pets
ABOUT THE ISSUER

Synchrony

Synchrony has several card types depending on your needs.

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1-866-893-7864 or

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CareCredit is a healthcare credit card that you can use to pay for out-of-pocket healthcare expenses for yourself and your family, pets included.

You may be able to get interest-free promotional financing for certain purchases, depending on where you are and what you’re buying. There are 6, 12, 18, and 24-month offers.

Take note that with these offers, if you don’t pay off the entire balance by the due date you’ll be charged interest on the entire balance going all the way back to the purchase date. You’ll have a minimum payment each month that may not cover your entire purchase cost, so divide the total balance by the number of months to figure out the right monthly payment. Consider dividing by one fewer month to make sure it’s paid off on time.

To apply, you just need to select a doctor or business, or describe how you plan on using the card.

CareCredit is accepted at over 200 healthcare providers nationwide, however not all offer promotional financing.