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CareCredit Card

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Our rating
Credit range: No Credit
Regular APR: 26.99%

CareCredit Card

Our rating
No Credit Credit range
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR None
Late Fee Up to $39
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-893-7864 or

Try a different phone number
See all Issuer Cards
CareCredit Card


  • No interest if paid in full within 6, 12, 18, or 24 months on eligible purchases
  • Minimum payments may not cover the entire purchase cost by the end of the promotional period, in which case you’ll be charged interest on the full balance going back to the purchase date
  • Not all healthcare providers accept CareCredit, and not all offer special promotional financing
  • Accepted at over 200 healthcare providers nationwide
  • For your health, your family, and your pets

CareCredit is a healthcare credit card that you can use to pay for out-0f-pocket healthcare expenses for yourself and your family, pets included.

You may be able to get interest-free promotional financing for certain purchases, depending on where you are and what you’re buying. There are 6, 12, 18, and 24-month offers.

Take note that with these offers, if you don’t pay off the entire balance by the due date you’ll be charged interest on the entire balance going all the way back to the purchase date. You’ll have a minimum payment each month that may not cover your entire purchase cost, so divide the total balance by the number of months to figure out the right monthly payment. Consider dividing by one less month to make sure it’s paid off on time.

To apply, you just need to select a doctor or business, or describe how you plan on using the card.

CareCredit is accepted at over 200 healthcare providers nationwide, however not all offer promotional financing.