CareCredit® credit card
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Accepted at over 200 healthcare providers nationwide, the CareCredit Card can be used to cover out-of-pocket expenses for yourself, your family, and even your pets. You could potentially accrue no interest if you pay off your balance within the promotional period, ranging from 6 to 24 months, but if you don’t make the monthly minimum or fail to pay off the balance by the due date you’ll accrue interest going back to when you first made the purchase.
Highlights & Features
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | N/A |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
CareCredit® credit card
Highlights
- Promotional financing available for 6 or 12 months on health, wellness and pet care purchases of $200+
- Use your card for dental and vision care, cosmetic treatments, insurance deductibles, veterinary care and more at over 240K locations.
- Join the over 11 million people who have CareCredit to pay for their health, wellness and beauty needs.
- Feel prepared knowing you have a way to pay for you and your family’s healthcare
- Manage your account, view your eStatements, and use your digital card with the CareCredit Mobile App
- Apply online and get an instant credit decision
ABOUT THE ISSUER
Synchrony
Synchrony has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteCareCredit is a healthcare credit card that you can use to pay for out-of-pocket healthcare expenses for yourself and your family, pets included.
You may be able to get interest-free promotional financing for certain purchases, depending on where you are and what you’re buying. There are 6, 12, 18, and 24-month offers.
Take note that with these offers, if you don’t pay off the entire balance by the due date you’ll be charged interest on the entire balance going all the way back to the purchase date. You’ll have a minimum payment each month that may not cover your entire purchase cost, so divide the total balance by the number of months to figure out the right monthly payment. Consider dividing by one fewer month to make sure it’s paid off on time.
To apply, you just need to select a doctor or business, or describe how you plan on using the card.
CareCredit is accepted at over 200 healthcare providers nationwide, however not all offer promotional financing.
