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Belk Rewards Credit Card

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The Belk Rewards Card is a store-only card that offers 3X points per dollar on all purchases made online and in store at Belk. You’ll also get some in-store shopping benefits like receipt-free returns and 20 savings events per year, for no annual fee.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 25.49% Fixed

Belk Rewards Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 3X points per dollar spent at Belk, both in store and online
Introductory Bonus
  • 20% off for 24 hours when you sign up for your card (15% off Home/Shoes); $10 in Belk reward dollars after first purchase within 24 hours

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Belk Rewards Credit Card


  • 3X points per dollar spent at Belk
  • 20% off all purchases the day of approval (except 15% off home/shoes purchases)
  • $10 in Belk Rewards Dollars when you make a purchase on the day of approval
  • Exclusive savings days throughout the year
  • Extra Points days throughout the year
  • Returns don’t need a receipt
  • No annual fee


Synchrony has several card types depending on your needs.

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The Belk Rewards credit card provides 3X points per dollar spent at Belk and cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.

There are a number of in-store benefits, including 20 exclusive savings events per year, bonus reward events, receipt-free returns, and early access to in-store promotions and events.

This card has no annual fee.

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