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Belk Rewards Credit Card

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The Belk Rewards Card is a store-only card that offers 3X points per dollar on all purchases made online and in store at Belk. You’ll also get some in-store shopping benefits like receipt-free returns and 20 savings events per year, for no annual fee.

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RUNNER UP Best Retail Store Credit Cards
Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 25.49% Fixed

Belk Rewards Credit Card

Our rating
Fair Credit range
$0 Annual Fee
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Highlights & Features

Rewards

  • 3X points per dollar spent at Belk, both in store and online

INTRODUCTORY BONUS

20% off for 24 hours when you sign up for your card (15% off Home/Shoes); $10 in Belk reward dollars after first purchase within 24 hours

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

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1-800-669-6550 or

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Belk Rewards Credit Card

Highlights

  • 3X points per dollar spent at Belk
  • 20% off all purchases the day of approval (except 15% off home/shoes purchases)
  • $10 in Belk Rewards Dollars when you make a purchase on the day of approval
  • Exclusive savings days throughout the year
  • Extra Points days throughout the year
  • Returns don’t need a receipt
  • No annual fee

The Belk Rewards credit card provides 3X points per dollar spent at Belk and cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.

There are a number of in-store benefits, including 20 exclusive savings events per year, bonus reward events, receipt-free returns, and early access to in-store promotions and events.

This card has no annual fee.