Skip to content

Belk Rewards Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Belk Rewards Card is a store-only card that offers 3X points per dollar on all purchases made online and in store at Belk. You’ll also get some in-store shopping benefits like receipt-free returns and 20 savings events per year, for no annual fee.

Apply Now
RUNNER UP Best Retail Store Credit Cards
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 25.49% Fixed

Belk Rewards Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar spent at Belk, both in store and online

INTRODUCTORY BONUS

20% off for 24 hours when you sign up for your card (15% off Home/Shoes); $10 in Belk reward dollars after first purchase within 24 hours

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Belk Rewards Credit Card

Highlights

  • 3X points per dollar spent at Belk
  • 20% off all purchases the day of approval (except 15% off home/shoes purchases)
  • $10 in Belk Rewards Dollars when you make a purchase on the day of approval
  • Exclusive savings days throughout the year
  • Extra Points days throughout the year
  • Returns don’t need a receipt
  • No annual fee
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-669-6550 or

Try a different phone number
See all Issuer Cards

The Belk Rewards credit card provides 3X points per dollar spent at Belk and cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.

There are a number of in-store benefits, including 20 exclusive savings events per year, bonus reward events, receipt-free returns, and early access to in-store promotions and events.

This card has no annual fee.