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Banana Republic Visa Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 28.24% Variable

Banana Republic Visa Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5X points per dollar spent at Banana Republic brands, in-store and online
  • 1X point per dollar spent on all other purchases
  • Double points shopping days: double points on eligible purchases during select days throughout the year

INTRODUCTORY BONUS

Save 25% on your first online purchase within 7 days of opening the card

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 29.24% Variable
  • Cash Advance Fee: 4%, $10 minimum
ABOUT THE ISSUER

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

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1-866-450-2330 or

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Banana Republic Visa Credit Card

Highlights

  • 5X points per dollar spent at Banana Republic brands, in-store and online
  • 1X point per dollar spent on all other purchases
  • 25% discount when you are approved for the card and you make your first online purchase within seven days
  • Double points shopping days; double points on eligible purchases on select days throughout the year
  • Get 500 points when you sign up with your email, and another 500 points for enrolling in paperless billing

The Banana Republic Visa Credit Card is much like the Banana Republic Card, and the Banana Republic Luxe Credit Card, but it can be used anywhere Visa is accepted.

You’ll earn 5X points per dollar for shopping at the Banana Republic and its affiliate brands, and you’ll get 1X point per dollar everywhere else. Affiliate brands include The Gap, Old Navy, Piperlime, and Athleta.

This card has no annual fee.