Skip to content

Banana Republic Luxe Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Apply Now Read our Review
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 28.24% Variable

Banana Republic Luxe Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5X points per dollar spent on Banana Republic brands, in-store and online
  • 1X point per dollar spent on all other purchases
  • Earn 20% additional reward points at the end of each quarter

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.24% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
Banana Republic Luxe Credit Card

Highlights

  • Earn 5X points per dollar spent at Banana Republic brands, in-store and online
  • Earn 1X point per dollar spent on all other purchases
  • Earn 20% additional reward points at the end of each quarter
  • You get to choose your own sale day
  • Free 3-5 day shipping everyday
  • Free basic alterations at Banana Republic
  • Triple points shopping days; triple points on eligible purchases during select days throughout the year
ABOUT THE ISSUER

Synchrony

Synchrony has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-450-2335 or

Try a different phone number
See all Issuer Cards

The Banana Republic Luxe Credit Card includes all the same benefits as the Banana Republic Visa Credit Card (Review) and the Banana Republic Card (Review), but with a few upgrades.

In order to get this card, you need to have the Banana Republic Credit Card or Visa card and earn 5,000 points in one year, and every year after in order to maintain Luxe status.

Perks include everyday free shipping, free basic alterations at Banana Republic, quarterly 20% bonus points, and more.