Banana Republic Luxe Credit Card
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The Banana Republic Luxe Credit Card is the upgraded version of the Banana Republic store card. It features improved perks for Banana Republic shoppers, like free 3–5 day shipping, 20% bonus points each quarter, and a choose-your-own-sale day. It earns 1X point per dollar outside of Banana Republic and its affiliates, and can be used anywhere Visa is accepted.
Banana Republic Luxe Credit Card
Highlights & Features
Rewards
- 5X points per dollar spent on Banana Republic brands, in-store and online
- 1X point per dollar spent on all other purchases
- Earn 20% additional reward points at the end of each quarter
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
Banana Republic Luxe Credit Card
Highlights
- Earn 5X points per dollar spent at Banana Republic brands, in-store and online
- Earn 1X point per dollar spent on all other purchases
- Earn 20% additional reward points at the end of each quarter
- You get to choose your own sale day
- Free 3-5 day shipping everyday
- Free basic alterations at Banana Republic
- Triple points shopping days; triple points on eligible purchases during select days throughout the year
ABOUT THE ISSUER
Synchrony
Synchrony has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Banana Republic Luxe Credit Card includes all the same benefits as the Banana Republic Visa Credit Card (Review) and the Banana Republic Card (Review), but with a few upgrades.
In order to get this card, you need to have the Banana Republic Credit Card or Visa card and earn 5,000 points in one year, and every year after in order to maintain Luxe status.
Perks include everyday free shipping, free basic alterations at Banana Republic, quarterly 20% bonus points, and more.
