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American Eagle Real Rewards Credit Card

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The American Eagle Real Rewards card can only be used at American Eagle Outfitters and Aerie stores, where it offers 15X points per dollar. You’ll also get some valuable perks like free standard shipping, cardholder events, and a birthday coupon every year on your day.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 25.99% Variable

American Eagle Real Rewards Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 15X points per dollar spent at American Eagle and Aerie
Introductory Bonus
  • 20% off your first purchase in-store at American Eagle or Aerie

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
American Eagle Real Rewards Credit Card


  • 15X points per dollar spent at AEO and Aerie stores and at and
  • 20% off your first purchase
  • 10% off future purchases until 1/31/2022
  • Point earnings are doubled for jeans purchases
  • 20% off birthday coupon
  • Personal shopping day coupon
  • Six cardholder saving events per year
  • Free standard shipping
  • No annual fee


Synchrony has several card types depending on your needs.

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Very similar to the American Eagle Real Rewards Visa®, the American Eagle Real Rewards Credit Card is a store credit card offered by American Eagle & Aerie. You can use it to receive incentives and special offers, both in-store and online.

You’ll get 15X points per dollar for all of your purchases at AEO and Aerie, in store and online.

This card comes with all sorts of shopping perks like 20% off birthday coupons and free standard shipping, and you’ll earn double points on all jeans purchases.

This card comes with no annual fee.

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