Skip to content

American Eagle Outfitters™ Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The American Eagle Outfitters Credit Card can only be used at American Eagle Outfitters and Aerie stores, where it offers 15X points per dollar. You’ll also get some valuable perks like free standard shipping, cardholder events, and deals like buy five jeans or bras and get one free.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $0
Regular APR: 27.74% Variable

American Eagle Outfitters™ Credit Card

Our rating
Limited Credit History Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 15X points per dollar spent at American Eagle or Aerie


30% off your first purchase in-store or at or

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability Protection
American Eagle Outfitters™ Credit Card


  • 15X points per dollar spent at AEO and Aerie stores and at and
  • 30% off your first purchase
  • 20% off birthday coupon
  • Buy 5 jeans, get 1 free
  • Buy 5 bras, get 1 free
  • Personal shopping day coupon
  • Six cardholder saving events per year
  • Free standard shipping
  • No annual fee

Synchrony Bank

Synchrony Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-232-4535 or

Try a different phone number
See all Issuer Cards

Very similar to the American Eagle Outfitters™ Connected Visa® Card, the American Eagle Outfitters™ Credit Card is a store credit card offered by American Eagle Outfitters. You can use it to receive incentives and special offers, both in-store and online.

You’ll get 15X points per dollar for all of your purchases at AEO and Aerie, in store and online.

This card comes with all sorts of shopping perks like 20% off birthday coupons and free standard shipping. You’ll also be able to buy five jeans/bras and get one for free.

This card comes with no annual fee.